One month before sudden death, what subtle changes will your body have? Knowing this may save lives.

Sudden death, a sudden and unexpected event, often sends out some warning signals before it happens.

In the month before sudden death, some patients may feel long-term and uninterrupted fatigue, unable to sleep at night, heart beating involuntarily, chest tightness or pain, and shortness of breath. These symptoms may mean early problems in the heart or circulatory system. Not only that, but also nervous system symptoms such as dizziness, head pain and blurred vision, as well as emotional problems such as inner anxiety and depression. If these symptoms appear frequently or get worse, you must go to the hospital for examination in time. It is worth noting that not all patients at risk of sudden death will show the above symptoms, and even if these symptoms appear, they may not necessarily lead to sudden death. However, always maintaining a high degree of vigilance and going to the hospital for examination in time once abnormalities are found plays a crucial role in preventing sudden death.

At the same time, cultivating healthy living habits, such as quitting smoking, limiting the amount of drinking, maintaining a balanced diet, and doing moderate physical exercise, are also important measures to prevent sudden death.

Japanese TV series Absolute Boyfriend is a hit, and 80% of female netizens are infatuated with robot boyfriends.

Special topic: picture channel


Pear clothes have never been able to accept and love robot boyfriend Nate.



Fast water straight deducts robot boyfriend.



Nate gradually has human feelings, and he will catch a cold and have a fever.



My girlfriend is a robot


  Recently, a Japanese TV series "Absolute Boyfriend" adapted from the best-selling comic book of the same name was broadcast, which triggered a hot topic on the Internet. The leading role of the drama "Fast Water Naoko" saved its declining career because of its high ratings. On a website, an item "Do you want to have a robot boyfriend like Knight?" In the survey, 83.74% of netizens voted "very hopeful" on the grounds of "absolute loyalty"!


  Our reporter Qian Jiayu


  Netizen argued: Can you accept a robot boyfriend?


  Robots act according to procedures. Although they are perfect, they are only procedures after all. Whether they can accept robots as boyfriends or not, netizens, like the pear clothes in the play, are never able to accept them and cannot extricate themselves.


  "Boyfriend is a robot, which is too sad. The human heart is the most sensitive and irreplaceable. The feelings emanating from the human heart affect the perceptual behavior of the whole body. The machine is too cold to exude such mellow feelings!"


  -Netizen "NONO" can’t accept robots as boyfriends.


  "In reality, I always worry about my boyfriend’s betrayal and not loving myself. Robot boyfriends like Knight are loyal, so I would rather fall in love with such robots!"


  -Netizen "Maruko" lamented the lack of love in real life.


  "Robots are in power because humans don’t know how to love anymore. If a person doesn’t know how to love exclusively, it is different from a robot. And once a robot knows how to love, what is the difference between him and people? "


  -More netizens reflect on the love in reality from the love of robot boyfriends.


  "When your lover becomes a robot, your feelings and family can be replaced by a’ thing’ created by human beings themselves. This in itself is a process of materializing human beings, in which materialization is not only life, but also feelings and the whole human society. If humans are infatuated with robots or marry robots, our work and life will become a robot moving, which is definitely a terrible thing! "


  -rational netizens suggested that robot companions violated human morality and ethics.


  Pure love touched female fans outside the show.


  "Absolute Boyfriend" is adapted from the cartoon of the same name by cartoonist Yuu Watase. The story tells that the young OL Pear Clothes of the pastry company have a bad relationship and have customized a robot boyfriend. After the robot is started, according to the customization requirements, they always take good care of Pear Clothes. Pear clothes can’t fall in love with a machine at first, but the robot boyfriend loves her as the only treasure. The play invited popular Japanese idol stars, such as Hayashi Naoko and Saki Aibu, to star in it. Fast water straight starring robot boyfriend Nate, in constant communication, he gradually has human feelings.


  Knight knows more about love than humans.


  Many netizens said that the plot of the play is actually a very old-fashioned love theme, and the story based on comics also makes the plot seem naive, but the "pure love" of the robot boyfriend is still very different from the real people, just like the scientist who made Knight in the play, Mr. Che said: "Knight’s pure heart is more human than us humans." Some netizens lamented that people in reality don’t know what true love is because of various interests, and the meaning of "I love you" is still unclear, so they just blurt it out. This seemingly simple Japanese drama may actually want to explore not only love itself, but also how to love this deeper theme.


  In the play, although Knight is a robot who talks about love all day, from the beginning by running the program to having his own consciousness, he sticks to the idea that he is the best boyfriend of Pear Clothes at all times, and finally desperately leaves evidence that he has survived for Pear Clothes, that is, a video chip recorded for Pear Clothes when he knows that he is about to disappear. At this time, Knight has sublimated love from verbal to instinctive, and even absurd robots can move the audience deeply.


  Robot boyfriend’s "feat" to make netizens cry


  "Climbing over the eaves"-the cake company’s new product launch conference is just around the corner, but the cakes can’t be transported due to traffic jams, which can be anxious for pears. In order to help his girlfriend, Knight takes advantage of robots that are different from ordinary people, flying over the eaves and taking back new products, but his actions are too dangerous to damage the machine part! Robot manufacturers came to repair it and sighed again and again: it only takes four days to leave the factory and needs to be repaired.


  "Battery Exhausted"-Knight and Pear Clothes became closer, but then Knight found that his battery was about to run out. At the end of his life, Knight sincerely asked Chuangzhi to take care of Pear Clothes instead of him for the last time.


  Experts predict that humans may marry robots in 2050.


  An artificial intelligence researcher in Britain once boldly predicted that one day in the future, humans will marry robots! And it may be in 2050. The surprising and interesting conclusion is that David Levy, an Englishman, is studying for a doctorate at Maastricht University in the Netherlands, and his direction is the research in the field of artificial intelligence.


  In his paper "Intimacy with Artificial Partners", he believes that robots will be more and more like humans in appearance, function and personality, so many people may fall in love with robots and even marry them in the future. For this conclusion, David specifically explained that psychologists have basically figured out why humans love each other, including roughly 12 basic reasons, and these reasons are almost equally applicable to the relationship between humans and robots. For example, one of the reasons why human beings love each other is that two people are similar in personality and knowledge, which can be realized by programming. In addition, if you know that another person likes you, people are more likely to fall in love, and this situation can also be achieved by writing programs.


  "robot love" in film and television


  China


  "BAD BOY Attack": In the film, Shu Qi plays a copied robot beauty, and an encounter with Ekin Cheng produces an emotional story. The difference is that Shu Qi is not innocent girl type, but has superb martial arts.


  Cai Ming and Guo Da’s sketch "Robot": In the sketch, Guo Da bought a robot girlfriend who can cook, and finally the robot girlfriend lost control!


  Editorial Story: Li Lingyu, the robot girlfriend that Ge You once liked, turns out to be just a female liar!


  South Korea


  My Girlfriend is a Robot: This film is another masterpiece directed by My Savage Girlfriend, which describes the love story between a lonely college student and a robot from the future. Ayase Haruka, who plays the future robot in the film, has amazing power under his lovely appearance, but he lacks human emotion because he is a robot.


  Hollywood


  Kawara Tsutomu the Robot: This film is the masterpiece of Toy Story Pixar. Specifically, about 700 years later, human beings have made a mess of the earth’s homeland, and robots that listen to program instructions and constantly clean up garbage work around the clock. Years have passed, and the rusty little robot has worked tirelessly and is busy in the garbage dump every day. Optimistic, it has gradually learned to steal time and entertain itself like a human being. Suddenly one day, Eve, a glamorous and beautiful female robot, came down from the spaceship to perform a search task. The two robots "fell in love at first sight" and talked about love.

Editor: Li Dan

Roundtable Forum II: Breakthrough and Mutual Empowerment of Banking and Insurance Channels

圆桌二:银保渠道突围与相互赋能
Round Table 2: Breakthrough and Mutual Empowerment of Banking and Insurance Channels


  Abstract: To win the day and look for the fragrance of Surabaya, the boundless scene is new for a while, and you can know the east wind when you are idle, and it is always spring when you are colorful.


  On January 15th, 2019, the 9th China Financial Innovation and Development Forum in 2018 and the "Golden Awards Ceremony" jointly sponsored by Financial Management magazine, eBay Media and Beijing Rural Commercial Bank ended successfully in Beijing.


  At the conference, under the auspices of Wan Jin, general manager of China Life Insurance Co., Ltd. Banking Insurance Center, a round-table forum discussion was held with the theme of "Breakthrough and Mutual Empowerment of Banking Insurance Channels". The guests who participated in the discussion were Jiang Chang, Senior Commissioner of Banking Insurance Cooperation Department of Agricultural Bank of China, Zhao Feng, General Manager of Wealth Management Department and Personal Finance Department of Bohai Bank, Wei Aichen, General Manager of Banking Insurance Headquarters of Everbright Life Insurance Co., Ltd., and Jiang Jing, Assistant General Manager of Xinhua Endowment Insurance Co., Ltd.


  When sharing the specific situation of the development of bancassurance of various companies, Jiang Chang, senior Commissioner of the bancassurance cooperation department of the institutional business department of Agricultural Bank of China, pointed out that the new value of bancassurance business from the perspective of banks is reflected in three aspects: first, the function is indispensable; The second is that the benefits are outstanding and not easy to ignore; The third is that the comprehensive value potential is huge.


  Zhao Feng, general manager of wealth management department and personal finance department of Bohai Bank, said that he always emphasized one point about the bancassurance business, that is, Bohai Bank does not advocate selling insurance separately, but regards insurance business as an indispensable part of comprehensive financial services for customers and a necessary link in the financial management process.


  Wei Aichen, general manager of the bancassurance business headquarters of Everbright Life Insurance Co., Ltd., said when reviewing the main companies of the company in 2018 that in 2018, the company implemented the group’s "three-four-three" strategy and implemented the group’s "three-four-four" business initiatives. "Three" means "famous stars, famous products and famous shops"; "Four precisions", that is, products should be exquisite, customers should be precise, services should be fine and management should be lean.


  Jiang Jing, assistant general manager of Xinhua Pension Insurance Co., Ltd., said that returning to the origin means returning to the origin of the bank channel, and the products sold should be aimed at the needs and characteristics of the customer base of the bank channel. I always say that it is correct to have four suitability in sales, that is, the right products should be sold to the right people at the right price and through the right channels. These four appropriateness are right, and the result of channel sales is right. If any aspect is wrong, risks and problems will definitely appear, such as sales chaos or misleading sales.


  Wan Jin: How to stimulate customers’ demand for protection is the key.



Wan Jin, General Manager of Bank Insurance Center of Huaxia Life Insurance Co., Ltd.
Wan Jin, General Manager of Bank Insurance Center of Huaxia Life Insurance Co., Ltd.


  Wan Jin: 2018 should be said to be a year of rapid changes in the banking insurance business. The birth of mutual insurance shows us that the people (603883, stock bar) have a very strong sense of protection (20 to 30 million customers enter mutual insurance in a few days), so for us, how to stimulate customers’ protection needs is the key.


  In China, the number of bank customers is the largest. Compared with the mutual guarantee of 30 million, there is a huge space for one billion bank customers. Therefore, in 2019, we proposed empowerment, that is, banks and insurance empower each other to further activate customer needs and make the insurance market bigger and stronger.


  In the past, there were many factors that might play games, such as the high and low fees. But today, we have done a lot of articles on the close integration of debt and investment, as well as the integration of data and technology. According to a rough estimate, the scale premium of the banking insurance industry in 2018 was almost 770 billion, a negative growth of 10% year-on-year; The premium paid in advance is basically flat, almost 160 billion, but at the same time, our cooperation mode has been changing.


  It can be seen that, first of all, in 2018, we made some changes with customers as the center. For example, in terms of product supply, supply-side reform, our products are increasing, and we have made a lot of explorations with ICBC and CCB in terms of customer sharing. In the past, everyone competed for outlets and customers, but now it is more likely to do some development outside outlets through mobile banking and online banking.


  We invited four guests today to discuss how bancassurance will break through this tight encirclement. I would like to ask four people to talk about our small summary of bancassurance in 2018. How can we develop rapidly in 2019? First of all, please welcome General Manager Jiang.


  Jiang Chang: Look at the new value of bancassurance business from three aspects from the perspective of banks.



Jiang Chang, Senior Commissioner, Banking Cooperation Department, Institutional Business Department, Agricultural Bank of China
Jiang Chang, Senior Commissioner, Banking Cooperation Department, Institutional Business Department, Agricultural Bank of China


  Jiang Chang: With regard to the new situation of the bancassurance market, we can see the changes in the market, the changes in demand and the changes in the strategies of various partners.


  In these new situations, the new value of bancassurance business from the perspective of banks is reflected in three aspects:


  First, the function is indispensable. insurance agency business is an effective means to improve the allocation of customers’ financial assets, enhance customer stickiness and enhance cross-selling ability, and it is also an important starting point for public-private joint marketing;


  The second is that the benefits are outstanding and not easy to ignore. Among the many intermediary business varieties of banks, the agency insurance unit has a higher rate of return;


  Third, the comprehensive value potential is huge. In recent years, both banks and insurance companies have continuously expanded cooperation areas and deepened cooperation in insurance asset custody, financial markets, asset management business and investment banking business, and their comprehensive contributions have been growing.


  Agricultural Bank of China will accelerate the five major transformations and promote the new development of bancassurance business.


  The first is to speed up product transformation, optimize product supply, continuously enrich diversified varieties, and unite insurance companies to tailor products according to the characteristics of bank customers; It is also necessary to accurately match products and sell the right products to the right customers;


  Second, we should speed up the transformation of marketing model and strengthen public-private linkage;


  The third is to speed up the transformation of online and offline integration. The bank insurance business needs to adapt to the digital and intelligent development trend of the whole society and realize the development of technology empowerment. At present, the proportion of online agency insurance business of Agricultural Bank of China has reached 94%, but the level of intelligence needs to be further improved. We should build an intelligent insurance system and create a new ecology of bancassurance business.


  The fourth is to speed up the transformation of the marketing system, change our current mode of focusing on network marketing, and create a new marketing system in which network marketing and team marketing go hand in hand;


  The fifth is to speed up the transformation of business model, take customer total asset management as the core, and innovate scene marketing and precision marketing; Take customer risk management as the core, and incorporate comprehensive marketing and comprehensive services. In the process of promoting transformation, we resolutely implement regulatory requirements, strengthen risk management, and ensure the sustainable and healthy development of bancassurance business.


  Wan Jin: Thank you very much for your summary. Agricultural Bank of China has many outlets and a large number of customers, and it is also a big cooperative company. It should be said that in 2018, we made a lot of explorations in the online business development of cooperation with Agricultural Bank of China. I just saw that online business has reached 94%, which is developing very fast. I remember that the Agricultural Bank of China was only 20% when it first started, and it reached 94% this year, indicating that the role of technology empowerment is particularly significant. I think according to the five transformations of the Agricultural Bank of China, we will also cooperate with the bank to do a good job of matching after returning, and make use of our own advantages. I believe we can achieve better results in 2019. Let’s ask Zhao Zong to talk about his thoughts.


  Zhao Feng: Take insurance business as a necessary link in customer service.



Zhao Feng, General Manager of Wealth Management Department and Personal Finance Department of Bohai Bank.
Zhao Feng, General Manager of Wealth Management Department and Personal Finance Department of Bohai Bank.


  Zhao Feng: Bohai Bank is the latest national joint-stock commercial bank in China, and this year is the 13th year. 2018 is the first year for us to reopen the insurance agency business, and we are still new recruits in the field of bank-insurance cooperation. There are many places to learn from the bank peers and non-bank partners present here.


  One point I often emphasize is that we don’t sell insurance. Accurately speaking, Bohai Bank does not advocate selling insurance separately, but regards insurance business as an indispensable part of our comprehensive financial services to customers and a necessary link in the financial management process.


  The long-term development vision of Bohai Bank is to be a "modern wealth manager with the best experience". We studied with our shareholder, Standard Chartered Bank, and divided the financial service process for customers into "four steps and five stages".


  The so-called "four steps", the first step is cash management, that is, liquidity management. To cope with unexpected needs, the reserve fund on hand should generally guarantee the normal expenses of families for three to five months;


  The second step is risk management, which uses insurance. This is what we must tell our customers, mainly to avoid the impact of personal illness or personal accidents on family finances. Examples of poverty caused by diseases and accidents are not uncommon, which requires customers to have insurance awareness. We strongly recommend customers to buy health insurance and accident insurance, especially critical illness insurance;


  The third is debt management. We will help customers plan their debts. You should leave enough money to pay the monthly mortgage, credit card or other debt expenses. Apart from the above cash management, risk management and debt management, the remaining money is used for investment;


  The fourth step is asset allocation management. Asset allocation is a variety of asset combinations, such as deposits, securities investment funds, bank financing, etc., and insurance products also play a very important role in it. We will advise customers to invest in annuity insurance or life insurance according to their own situation. These two types of insurance products are complementary to bank products and cannot be replaced by each other.


  Because their cash flow structure is different: the bank’s financial management has regular cash flow back, and the principal and interest return when the financial management expires; However, the cash flow characteristics of insurance products are different. For example, whole life insurance products have no cash return during their lifetime, so their functions are mainly inheritance and family financial security.


  Another example is annuity insurance, which has a steady and certain cash inflow during a person’s life, so its function is mainly to provide for the elderly. Only by combining these products with different cash flow characteristics can we meet a person’s different financial demands. Combining them well is a tailor-made financial plan for customers. So we divide our customers into the above four stages to help them manage their wealth and manage their wealth life.


  At the same time, from the time axis, we will also divide customers into five stages of overlapping cycle, that is, the familiar life cycle, single, two-person world, family of three (family of four), quasi-retirement and pension. In different life cycle stages, the characteristics of income and expenditure curves of customers and families are different, and the applicable products, especially insurance products, are also different, which need to be planned according to customer characteristics.


  We have been doing this kind of thing since last year, so we say, "We don’t sell insurance, but take insurance as an indispensable part of our customer service". Therefore, the insurance business structure of our bank is quite different. Basically, there is no financial insurance, but most of them are security insurance. Our life insurance and annuity insurance account for about 80%, and those with a term of more than 10 years are about 90%. This is also the requirement of implementing the supervision department’s "return to the origin of insurance and insurance surname protection".


  Wan Jin: Thanks to Zhao Zong for sharing. Zhao Zong of China Bohai Bank spoke brilliantly. Insurance is actually four tools for a customer’s cash management, risk management, debt management and asset allocation. It is a tool for serving customers instead of selling insurance separately, which explores a new way for us. Let’s ask Everbright Yongming to talk about the summary of the bancassurance business in 2018.


  Wei Aichen: Implementing "Three Qualities and Four Qualities" and Making Value Adjustment



Wei Aichen, General Manager of Bank Insurance Business Headquarters of Everbright Life Insurance Co., Ltd.
Wei Aichen, General Manager of Bank Insurance Business Headquarters of Everbright Life Insurance Co., Ltd.


  Wei Aichen: We are a first-class subsidiary of Everbright Group, which holds 50% of the shares. Four shareholders are Fortune 500 companies, Yongming Finance accounts for 24.99%, and two central enterprises, Angang and Ordnance, each account for 12.505%, with a registered capital of 5.4 billion. We have our own independent and wholly-owned asset management company, which is the 12th insurance company in the market to set up an asset management company. In the whole development process of Everbright Yongming Insurance, asset companies still play a great role. The company’s business development is mainly based on bancassurance business, which accounts for 50%, and the others are individual insurance, group insurance, electricity sales and online sales. The five major lines are relatively complete, mainly bancassurance.


  After the equity reform in 2010, the company has turned into a Chinese-funded company. Before 2010, it was five business departments. After the share reform in 2010, it expanded rapidly to 22 branches, 67 third-level institutions and more than 100 fourth-level institutions. The whole business developed very fast and grew year by year.


  In 2013, the company put forward the direction of value transformation, firmly transformed the value of futures, and continued to make profits for six consecutive years from 2013 to now. With the promulgation of DocumentNo. [134] of the China Insurance Regulatory Commission, the whole insurance market began to realize product replacement on October 1, 2017. In a series of market environments with strong supervision and strict transformation, we can see that it has a certain impact on the business scale. However, our company’s value transformation in 2019 is still very firm.


  Looking back on 2018, the main work of our company is as follows:


  The first is to implement the "4-3-3" strategy of Everbright Group, that is, "to build four world-class, three China-class and three China characteristics". Among them, the insurance section is in three China characteristics, namely, to build a "valuable and distinctive" domestic life insurance company.


  At the same time, when implementing the group’s "four three three" strategy, we will implement the group’s "three excellent" business initiatives. "Three names" means creating "famous stars, famous products and famous shops", and "four precisions" means exquisite products, accurate customers, meticulous services and lean management, and implementing the whole management measures under the strategic requirements of the Group.


  In terms of bancassurance, the company has made some valuable adjustments on the basis of the business strategy of "three talents and four elites". Company leaders put forward the management measures of "three constructions and one promotion", "building teams, mechanisms and channels to promote market share".


  In terms of the team, it is our important direction to build a high-end team, focusing on the training of high-end skills of the team. In terms of high-end insurance, we are gradually forming a private insurance brand with a characteristic brand "Sunshine Zhenchuan", positioning "four accurate family customers" and "six customer needs" and providing comprehensive financial solutions.


  This is also in accordance with the positioning of the six platforms of the Group’s E-SBU, to create a plate with great wealth, great pension and great health. At the high end, we are the fourth company in the market to launch the "insurance+trust" high-end insurance model. In 2015, we began to build a team, set up our own private banking insurance department, and implemented systematic operation. In terms of "building channels", we put forward the strategy of "four-wheel drive" to create accurate channels.


  This is a positioning in the transformation process of Everbright Yongming. According to the group’s strategy, we should pay close attention to high-end teams, optimize products, build cooperation channels and effective incentive mechanisms, and do some actions in this direction.


  Wan Jin: Thank you, General Manager Wei. Everbright Yongming has made some plans from famous stars and famous shops under the strategy of Everbright. Huaxia has been a high-end customer since 2016, and we regard Everbright as our benchmark. In 2016, we started to do trust, that is, watching them do some articles, and we did some learning.


  Wei Aichen: Our bancassurance is positioned as a high-end insurance. Private insurance is the private insurance department internally and the family office externally. Each of our branches has private insurance experts, who are serving high-net-worth customers from different channels and have gained some gains in recent years.


  Wan Jin: In 2017, we launched a private board meeting for high-end customers, so the development of our high-end customers was very good in 2018. In 2019, large single customers accounted for more than 50% of the business of many branches, and now it is still relatively good. We continue to learn from Everbright Yongming in this respect. We can do more communication in the future. Next, please ask General Manager Jiang to talk about his views on the cooperation between bank and insurance.


  Jiang Jing: The right products should be sold to the right people at the right price and through the right channels.



Jiang Jing, Assistant General Manager of Xinhua Pension Insurance Co., Ltd.
Jiang Jing, Assistant General Manager of Xinhua Pension Insurance Co., Ltd.


  Jiang Jing: I come from Xinhua Pension Insurance. In fact, the company does not do traditional contractual life insurance business, including bancassurance business. The company focuses on the national three-pillar old-age security system business, focusing on trust annuity business such as enterprise occupational annuity and pension, and also includes old-age security management business and third-party asset management business. At the invitation of General Manager Shi, let me talk about the cooperation between bank and insurance. I am a veteran of bank and insurance, and I have great feelings for the business of bank and insurance. Therefore, as a banker coming over, I would like to take this opportunity to talk about my personal views.


  First of all, in the past two years, under the leadership of Chairman Wan Feng, New China Life has adhered to the strategic transformation of returning to the origin of insurance, reducing the wholesale payment and increasing the installment payment, especially in the aspect of bank insurance. The futures payment business has developed well in the past two years and achieved the expected results. The company’s value has been improved, and greater value has been fed back to customers.


  Now let’s talk about the relationship between bank and insurance cooperation from the perspective of historical development. Because I was in Ping An Life Insurance Company of China in 1994, I started to do bancassurance business in 1995. At that time, bancassurance was the main seller of financial and accident insurance. In 1997, I developed the sunset red comprehensive protection endowment insurance business, which was a long-term life insurance business with real renewal premium. It should be said that it was the earliest bancassurance business invented and put on the market in the industry. At that time, only Ping An Life Insurance Company of China Insurance, where I was located, exclusively carried out this business, which attracted the attention of peers after the launch of the wholesale business in 2001.


  At that time, the original intention of developing this business was three points: the first market belongs to the downward channel of interest rate reduction, and the people have the demand of maintaining and increasing value; Facing the reform, the second bank is willing to use the existing channel outlets and customers to improve the comprehensive profitability of the bank; Thirdly, the business pressure of group insurance is very great, and it goes to zero every year. I envy that individual insurance has renewed premium every year. Therefore, the comprehensive protection old-age insurance for sunset red has been developed with three product combinations, which has four protection responsibilities, including accident insurance during payment, one-time payment at age, monthly pension and lifelong death compensation. The reason why there are only two modes of premium payment, monthly payment and annual payment, is the problem of income. It is affordable for everyone to pay a monthly payment to 100 yuan or an annual payment to 1000 yuan, which has little impact on life; Second, it has little impact on bank deposits; Third, the original intention of the business is to form a snowball effect and accumulate and expand the business scale year by year. It has indeed achieved good results, especially when interest rates were cut in the first two years, and everyone lined up to buy it, which was very impressive. However, although the scale expanded rapidly after the emergence of wholesale business, many companies forgot or didn’t know the original intention and origin of developing bancassurance business, which also caused many chaos, especially in the blind pursuit of scale growth and even in order to get more incentive fees, some misleading sales behaviors occurred, and even some chaotic behaviors such as embezzlement and misappropriation of expenses, illegal investment and use of bancassurance business premiums.


  After so many years of development, the bancassurance business has achieved great growth. At that time, I said that bancassurance may not undergo qualitative changes until ten years later, before which it was the accumulation of quantity. This qualitative change is the bank’s understanding of the bancassurance business. There must be a fundamental change in the understanding of the income of intermediary business and its position in the bank. Otherwise, there will be no great development.


  Now the national development has entered a new era and a new stage, and the cooperation between bank and insurance will also enter a new stage. At present, the regulatory authorities or the previous guests all say that the bank-insurance cooperation should return to its original source. I think the bank-insurance cooperation should have more extensive, multi-level and multi-angle cooperation in the new era. I want to talk about it from the breadth and depth of cooperation.


  Broadly speaking, first of all, banks and insurance are customers of each other, and bank employees have insurance protection needs, including accidents, medical care, pension and enterprise annuity, and both banks and bank employees are customers of insurance companies. Insurance companies are also customers of banks, with a large number of deposits, custody services and other general settlement services.


  Secondly, they act as agents for each other. Banks can sell the products of insurance companies, and insurance companies can also sell the products of banks. Banks have strong advantages in channels, outlets, brands and customer resources, and insurance companies also have networks all over the country. In particular, insurance has very strong training and marketing capabilities, and banks also recognize this aspect. Moreover, insurance is more of a merchant, and banks are merchants, which is very different. Selling complex insurance products requires face-to-face communication, and banks are more suitable for selling simple products that meet the characteristics of bank customers and the sales ability of bank personnel.


  At that time, why did you develop such products as bancassurance with certain savings accumulation nature? It is also because people who often go to banks have such needs and trust in the brand reputation of banks. In addition, it is very important that everyone says that insurance sales should return to the origin, and more refers to the sale of security products. However, what I want to emphasize is not exactly the same as what everyone said. By returning to the origin, I mean returning to the origin of the bank channel, and the products sold should be aimed at the needs and characteristics of the customer base in the bank channel. If all the outlets are old people, he can’t understand and buy complex products. If it is sold to high-net-worth people through the private banking department, or through the bank’s online banking platform, the customer base is mostly young people, and the needs of these customer groups are different, then they should sell the products they need. I always say that it is correct to have four suitability in sales, that is, the right products should be sold to the right people at the right price and through the right channels. These four appropriateness are right, and the result of channel sales is right. If any aspect is wrong, risks and problems will definitely appear, such as sales chaos or misleading sales.


  The third is the cooperation between the capital side and the asset side. Insurance and banks can also have a lot of cooperation in this respect. Including our developed pension products, old-age security management products, the underlying assets of wealth management products, etc. After the new asset management regulations come out, banks will set up their own wealth management subsidiaries. Although the wealth management subsidiaries have strong parent company support, their investment ability cannot be established in a short period of time. Banks have strong advantages in obtaining funds, and insurance asset management or pension insurance companies have strong investment ability, advantages in obtaining high-quality assets and special investment licenses. It can help banks, especially wealth management products, to dock assets, and develop asset management products that can be bought by bank wealth management subsidiaries, or embedded into wealth management products as underlying assets and then sold to bank customers.


  Depth means from different levels of products, first of all, insurance products, insurance products must meet the needs of bank customers, banks are now marketing in different channels. No matter what customers are going to the counter platform, they should sell products suitable for these customers, and they should not go against the essential characteristics of the customer base. If you have to sell some very complicated products, it will be difficult for these older customers to understand and accept, while the online banking platform is dominated by young people. It will be much better to sell products with strong investment or simply guarantee products on the online banking platform. Followed by annuity related products, and the third is asset management products. Generally speaking, banks are more suitable for selling products close to savings, while security products are suitable for spending time communicating with customers face to face. It also depends on customers’ awareness of risks and this product. For example, if millions of medical workers are aware of it, they can sell it at channel outlets. If they can’t correctly understand it, and the insurance and after-sales service procedures are complicated, they can’t sell it through channels. Don’t sell unsuitable products beyond the capabilities of channels and teams. It is necessary to develop in depth in product cooperation and constantly explore innovative products to meet customer needs. With the help of internet channels and the application of new technologies, the cooperation between the two sides can be deepened continuously, and training and resource sharing and customer resource sharing can be strengthened.


  Our starting point is to take customers as the center, take customers’ interests as the core, solve customers’ needs and provide solutions for customers. In this way, customers will choose you to trust you in banks and insurance, form a loyal and stable customer base, enterprises will have a continuous and stable cash flow, banks and insurance will realize value sharing, benefit sharing and win-win cooperation in cooperation, and customers will have viscosity. What everyone pursues is that customers are sticky, active and can buy repeatedly.


  Bank-insurance cooperation and mutual empowerment Spring is not far away.


  Wan Jin: Thanks to General Manager Jiang for sharing. He shared the development history of China bancassurance, and made a profound exposition on the development of bancassurance through breadth, width and depth. Finally, please ask each of the four guests to give a word of blessing to bancassurance in 2019.


  Jiang Chang: We firmly believe that in 2019, the effect of industry transformation will be further manifested. "Winning the day and looking for the beautiful waterfront, the boundless scene will be new for a while, and it will always be spring when you are idle." With the joint efforts of everyone, the bancassurance business will also glow with new vitality and usher in new development.


  Zhao Feng: Leveraging financial technology, returning to the origin of insurance, based on mutual empowerment, do a good job in bank-insurance cooperation.


  Jiang Jing: I believe that the cooperation between banks and insurance has a broad market and space, because these two subjects are naturally highly complementary. For those who make progress, those who make progress often arrive, do a good job in the present, step by step, I believe that the cooperation between banks and insurance must have a broad space and a bright future.


  Wei Aichen: I believe that in 2019, the market of bancassurance is getting better and better, and there is a vast space. The Spring Festival will soon be over. The Spring Festival will be in beginning of spring, and the spring of insurance will come. We believe that the spring of bancassurance will come, and we will seize the day. Our industry is getting better and better. Thank you!


  Wan Jin: Everyone is full of expectations for 2019. Just now, Zhongrong Life said that they have made a scale of 5 billion yuan, and it is indeed better than expected to start this year. From our company’s own point of view, as of yesterday, the entire scale of our bancassurance was almost 40 billion, with a delivery speed of 4 billion, which was particularly fast. Through today’s forum, if we want to return to the origin, we should take customers as the center, product transformation is the key, value transformation is the core, technological innovation is the means, and customer service is our foothold. New era and new achievements. In 2019, our bank and insurance cooperation will empower each other, and we will surely have a better spring waiting for us! Thank you, everyone. 

(Editor: Tao Hailing HF003)

Party Building Forum: the Communist Party of China (CPC) who is facing difficulties, getting more frustrated and brave, and getting more dangerous and advancing.

  Author: Han Qingxiang, a member of the former school committee of the Party School of the Central Committee of the Communist Party of China, a first-class professor of the Party School of the Central Committee of the Communist Party of China, and a leading expert in the expert studio of the Party School of the Central Committee of the Communist Party of China.

  On the occasion of commemorating and celebrating the Communist Party of China (CPC)’s 99th birthday, combing and reflecting on the Communist Party of China (CPC)’s nearly 100-year history from a philosophical point of view, we find that the Communist Party of China (CPC) is essentially a political party that faces difficulties, gets braver and braver, makes progress and struggles bravely, which can also be regarded as the Communist Party of China (CPC)’s genes, characteristics and character.

  The Communist Party of China (CPC)’s 99-year struggle is a history of facing difficulties, getting braver and braver, getting more dangerous and struggling bravely.

  We can examine the history of the Communist Party of China (CPC) from multiple dimensions, one of which is to examine it from the Communist Party of China (CPC)’s genes, qualities and character. This angle is very important because the history of the Communist Party of China (CPC) is the history of achieving the goal through roads and paths. The goals that the Communist Party of China (CPC) people want to achieve are both immediate and long-term, and the long-term goals are often grand, such as realizing communism, realizing the great rejuvenation of the Chinese nation, building China into a prosperous, strong, democratic, civilized, harmonious and beautiful socialist modernization power, and realizing "strengthening". However, objectively, the social productive forces are not very developed, subjectively, the political consciousness, cognitive level, ideological realm, mental state, ability and accomplishment, work style, responsibility spirit and leadership level of some party member cadres are not very high and strong, and the obstacles of some hostile forces in various ways will lead our party to go through ups and downs, twists and tribulations on its way forward. In this sense, the history of the Communist Party of China (CPC) is a history of unremitting struggle against difficulties and obstacles.

  However, in the face of various risk challenges in the history of communist party, China, we the Communist Party of China (CPC) people have not been overwhelmed by hardships, but have withstood various risk challenges and gradually become stronger. It is an important guarantee for our party to win in history, and it is also an excellent character forged in the history of our party.

  Compared with the risk challenges that our Party encountered in the past, the risk challenges that Socialism with Chinese characteristics has entered a new era and China’s development has six characteristics: First, it is difficult to predict and extremely rare. Often unexpected, it usually leads to a chain of negative reactions, which people call "black swan incident" or "domino effect", such as the risk of "COVID-19 epidemic"; Second, it has a high probability and great influence, and people call it the "grey rhinoceros incident"; Third, there are many and fast risks around us, which are everywhere and can happen at any time and everywhere, making people unexpected; Fourth, it is uncertain, and many risks occur in uncertain scenes and situations, which makes people unpredictable; Fifth, it is devastating. Today’s risks are mostly big risks, involving a wide range and far-reaching, which are destructive to a certain extent and seriously affect people’s survival and development; Sixth, risks in the fields of finance, culture, military, biology, ecology and national sovereignty are increasing. However, we believe that our party will be able to overcome all kinds of risk challenges in the end because of its characteristics and character of facing difficulties, being more frustrated and brave, being more dangerous and advancing, and being brave in struggle.

  The Communist Party of China (CPC) has the genes, characteristics and character to face up to difficulties, be more brave in setbacks, be more dangerous and be more progressive, and be brave in struggle.

  It is the genes, characteristics and character of the Communist Party of China (CPC) people to face up to difficulties, be brave in setbacks, make progress in risks and be brave in struggle. The reason for this is rooted in the "contradictory relationship between grand goals and tortuous roads" that the Communist Party of China (CPC) often encountered in history.

  In the historical process of its establishment, development and expansion, the Communist Party of China (CPC) will inevitably encounter the contradictory relationship between grand goals and tortuous roads, which is the source and foundation of accurately grasping the genes and characteristics of the Communist Party of China (CPC) people who are brave in facing difficulties, more frustrated, more advanced, and brave in struggle. Since the day the Communist Party of China (CPC) was founded, it has shouldered the historical responsibility of realizing socialist modernization and realizing the great rejuvenation of the Chinese nation without hesitation. In the process of realizing this grand historical responsibility, the Communist Party of China (CPC) people have experienced hardships, dangers, hardships and challenges, which means that the road to realizing this historical responsibility is very tortuous. Because the Communist Party of China (CPC) people had limited resources and conditions at the beginning, and their strength was relatively weak. With the continuous development and growth of the Communist Party of China (CPC), its historical responsibility is also increasing with the times. In this situation, if the Communist Party of China (CPC) people want to accomplish their grand historical task, they must have the character of facing difficulties, being more frustrated and brave, being more dangerous and advancing, and being brave in struggle. In essence, the Communist Party of China (CPC) stepped onto the historical stage of China by virtue of the essential characteristics of "struggle" and "struggle".

  From the grand strategic goal, the Communist Party of China (CPC) was faced with the dual goals of national independence and people’s liberation at the beginning of its birth. To achieve this goal, we must destroy the old system with the spirit of "revolutionary struggle" and "brave struggle". After the founding of New China, we want to build a socialist society and ensure that the people are masters of their own affairs. Therefore, we must carry out socialist transformation with the spirit of facing difficulties and being brave in struggle. The reform and opening up in contemporary China is a new social revolution. In order to liberate and develop the productive forces, eliminate exploitation and polarization, and finally achieve common prosperity, we must reform the superstructure that does not meet the requirements of the development of productive forces and the economic base with the spirit of facing difficulties, being more frustrated and brave, being more adventurous and struggling bravely. In the new era, after the development of our country, our party will encounter more contradictions, obstacles, obstacles and risk challenges. It can be said that the "iron" we are playing is harder, but we are not very hard ourselves. Therefore, in order to build a socialist modern power in an all-round way and realize the great rejuvenation of the Chinese nation, the Communist Party of China (CPC) must continue to maintain the characteristics and character of facing difficulties, being more frustrated, being more brave, being more dangerous, and being brave in struggle.

  From the speech of the Supreme Leader General Secretary to Chinese and foreign journalists on November 15th, 2012, he put forward that "it is necessary to strike while the iron is hot" to the report of the 19th National Congress of the Communist Party of China that "it is necessary to strike while the iron is hot", and from beginning to end, the Supreme Leader General Secretary regarded "it is necessary to strike while the iron is hot" as his general idea of governing the country. Here, "while the iron is hot, we must be hard on our own", which contains the genes, characteristics and character of the Communist Party of China (CPC) people, such as facing difficulties, being more frustrated and brave, being more dangerous and advancing, and being brave in struggle. The reason why our party has such genes, characteristics and character in its development process is to overcome difficulties and obstacles so as to constantly adapt itself to the needs of tackling difficulties. In the historical process of leading the people to advance the social revolution, our party always takes a series of major challenges, major risks, major obstacles and major contradictions as the "melting pot" of self-revolution. Facing difficulties, being more frustrated, being more brave, being more dangerous, and being brave in struggle always form a majestic force in the more tortuous road. At present, in the process of national anti-epidemic, it is with this spiritual character that our party has won this epidemic prevention and control war.

  General Secretary of the Supreme Leader closely revolves around "striking while the iron is hot must be hard by itself" and relies on the rule of China to overcome all kinds of difficulties and obstacles.

  Since the 18th National Congress of the Communist Party of China, the CPC Central Committee with the Supreme Leader as the core has inherited the genes, qualities and character of the Communist Party of China (CPC) people who are brave in facing difficulties, struggling harder and harder, and bravely struggling. It is closely centered on "we must be hard while we strike the iron", relying on our party’s "hard work", relying on the rule of China and relying on the broad masses of the people to overcome all kinds of difficulties and obstacles.

  First of all, relying on the party’s "self-hardening" to overcome all kinds of difficulties and obstacles. At present, the "iron" that we the Communist Party of China (CPC) people play is quite hard. To play this hard "iron" well, the Communist Party of China (CPC) people themselves must be "hard" enough. How did the Supreme Leader General Secretary forge the Communist Party of China (CPC) into a powerful political party? To sum up, it mainly starts from ten aspects: initial mission, nature and essence, value orientation, political road, spiritual character, institutional mechanism, fundamental thread, mental state, responsibility, education and training. First, emphasize and adhere to the party’s "initial heart and mission", that is, to seek happiness for the people of China and rejuvenation for the Chinese nation, and emphasize "Do not forget your initiative mind, remember the mission"; The second is to emphasize and adhere to the nature and essence of the Communist Party of China (CPC), that is, the vanguard of the working class in China, but also the vanguard of the people of Chinese and the Chinese nation; The third is to emphasize and adhere to the Communist Party of China (CPC)’s fundamental position and value orientation, that is, taking the people as the center; Fourth, emphasize and adhere to the Communist Party of China (CPC)’s political development path, and organically unify the party’s leadership, the people being the masters of the country and governing the country according to law; Fifth, emphasize and adhere to the party’s spiritual character, be brave in self-revolution, and strengthen the restriction and supervision of power operation; Sixth, emphasize and adhere to the main line of party building,Committed to building the Communist Party of China (CPC) into a political party with both advanced nature and ruling ability; Seventh, emphasize and adhere to the never-ending mental state and indomitable struggle posture; Eight is to emphasize and insist on responsibility. A party with responsibility will take responsibility for the nation, the people and the party; Ninth, emphasize and persist in the lofty ambition of striving for the realization of ideal goals for life; Ten is to emphasize and insist on strengthening Marxist education for party member cadres, so that party member cadres can master the Marxist world outlook and methodology. These ten aspects are aimed at making the Communist Party of China (CPC) people stick to politics, faith, spirit, ability, style, purity and responsibility, so that they can effectively cope with various risks and challenges.

  Secondly, relying on institutional advantages and governance efficiency to overcome all kinds of difficulties and obstacles. The Fourth Plenary Session of the 19th CPC Central Committee made an incisive summary of the remarkable advantages of China’s national system and national governance system for the first time, and put forward thirteen remarkable advantages. This is based on the practical experience of China’s economic and social development since the founding of New China. It is based on these 13 remarkable advantages that we have created a miracle of rapid economic development and long-term social stability, and ushered in a great leap from standing up, getting rich and becoming strong. These 13 remarkable advantages are extremely effective in responding to various risks and challenges, which can be clearly seen from the major strategic achievements made in this "China Anti-epidemic". At present, our party is committed to better transforming the institutional advantages into the effectiveness of national governance, enhancing the ability of national governance and creating a miracle of China’s governance. The governance of China with institutional advantages and governance efficiency as its core content will certainly help to cope with and overcome various risk challenges.

  Finally, rely on the people to gather the majestic power of rain or shine to overcome all kinds of difficulties and obstacles. The people are the main body of creating history and a powerful driving force for historical development. Among the people, there is rich experience and wisdom. Therefore, the people are the greatest strength for the Communist Party of China (CPC) to be in power, and the people are the source of our strength. History has shown and practice has proved that whenever our country is at a critical moment to deal with major risk challenges, our party always relies on the people to tide over the difficulties and win. The reason why China has made great strategic achievements in fighting the epidemic this time is that under the leadership of the Communist Party of China, it has exerted its institutional advantages and governance efficiency, and relied closely on the people to win the people’s war, the overall war and the blocking war for epidemic prevention and control. Without the broad masses of the people, we will not only achieve nothing, but also find it difficult to effectively deal with various risks and challenges.

Buick car price

The price of Buick varies with different models. If you are interested in the price of Buick, you can refer to the price range of the following models:

The price range of Buick GL8 is232,900 yuan to 473,900 yuan; The price range of LaCrosse is179,900 yuan to 239,900 yuan; Angkewei’s price range is196,900 yuan to 259,900 yuan; The price range of the century is469,900 yuan to 689,900 yuan; Regal’s price range is159,800 yuan to 175,800 yuan; Weilang’s price range is128,900 yuan to 158,900 yuan; The price range of Buick E5 is169,900 yuan to 213,900 yuan; Angola’s price range is126,900 yuan to 136,900 yuan; The price range of Angke Banner is299,900 yuan to 359,900 yuan; The price range of Buick GL8 new energy is359,900 yuan to 419,900 yuan; The price range of light blue 6 is112,800 yuan to 168,900 yuan; The price range of Buick E4 is159,900 yuan to 229,900 yuan; The high-spirited price range is152,900 yuan to 178,900 yuan.

It should be noted that the above prices may change due to regions, distributors and market conditions. If you need more accurate price information, it is recommended that you contact your local Buick dealer directly for consultation.

别克GL8

Real man can be urban, wild and rechargeable – field off-road test BJ60 Thunder

Today’s off-road vehicles have a new look, quite different from the previous models with a very hard style and pure pursuit of "fun". Today’s new off-road vehicles focus more on the balance of daily practicality and entertainment. Take the recently launched Beijing Automobile BJ60 Thunder as a typical example.

Today, the BJ60 Thunder has entered the new energy era. The model is equipped with a powertrain and is equipped with a 1.5T engine, with a maximum power of 138 kilowatts. The combined output of the front and rear dual motors is 548 horsepower and the maximum torque is 655 Nm. The introduction of new energy technology not only improves the power performance, but also significantly optimizes the fuel economy. Although the core mission of the off-road vehicle is outdoor adventure, most users use it longer in the city. The range extension system of the BJ60 Thunder performs well. It only takes 5.8 seconds to accelerate from 0 to 100 km/h, and the fuel consumption for 100 kilometers is only 8.75 liters. It combines power and economy.

Many people may worry whether the BJ60 Thunder can still maintain the essence of hard-line off-road after embracing new energy. In fact, the BJ60 Thunder still adopts the body, maintaining the basic attributes of hard-line off-road vehicles. What’s more special is that it combines the body with an independent rear suspension, which is almost unseen in the current market. Traditionally, the body is usually matched with an integral bridge suspension to adapt to off-road needs. However, due to the position limitation of the rear motor, the BJ60 Thunder innovatively adopts an independent suspension to improve comfort. At the same time, the BAIC official also improves the strength of the lower wishbone material to adapt to the increase in vehicle weight.

In terms of off-road configuration, the BJ60 Thunder is equipped with the ATS system independently developed by BAIC. It has three types of 11 road condition modes, which can be automatically adjusted according to different road conditions to improve fuel economy, passability and driving experience. The switching of driving mode is operated by knobs, which is simple and intuitive, and is equipped with animation display, which is convenient to use. The four-wheel drive system uses decoupled four-wheel drive realized by front and rear motors. Although it is slightly inferior to non-decoupled four-wheel drive in terms of escape ability, the rear lock differential is equipped to make up for this deficiency to a certain extent.

On urban roads, the BJ60 Thunder accelerates satisfactorily, with a 5-second 0-100km/h acceleration without worry. The turning radius is only 5.5 meters, and the handling is flexible. However, in order to take into account off-road performance, the suspension system setting is soft and the stroke is large, resulting in slightly unstable body and lack of turning support in good road conditions or at high speeds.

In terms of NVH (noise, vibration and roughness), the BJ60 Thunder performed better than expected. Despite the large windward area of the body, the noise is well controlled at low speeds, and the noise increases significantly only at more than 90 km/h. The brakes and steering system are adjustable in three gears to meet the needs of different driving styles. In addition, the kinetic energy recovery system also supports three-speed adjustment and is equipped with a single pedal mode. Overall, the city driving performance is excellent, but the suspension system is slightly lacking.

In terms of off-road performance, the BJ60 Thunder’s various indicators are impressive: the minimum ground clearance is 215mm, the approach angle is 30 degrees, the departure angle is 24 degrees, the longitudinal passage angle is 23 degrees, and the maximum wading depth is 800mm. These data ensure its excellent performance in complex road conditions such as mud, wading, and gravel. In the actual off-road crossing process, whether it is climbing steep slopes, passing through gravel roads or crossing weeds, the BJ60 Thunder can easily handle it. For most consumers, its off-road ability is more than enough.

Although the decoupled four-wheel drive system is adopted, it is theoretically inferior to the mechanical mid-lock four-wheel drive in extreme off-road, but with the ATS all-terrain feedback system and the rear axle differential lock, the BJ60 Thunder still performs confidently on non-paved roads. For users with less extreme off-road needs, the decoupled four-wheel drive can ensure a certain off-road ability while also bringing lower fuel consumption, which is more practical.

In terms of design, BJ60 Thunder has retained the design language of the fuel version to the greatest extent. The front face part has been redesigned to redesign the middle net and fog lamp area, which is more youthful and energetic as a whole, and the headlights have added blue corner lamp elements. The tail design has not changed much, but the light group and lower surround have been readjusted, and the visual effect is more concise and fashionable.

In terms of body size, the length, width and height of the BJ60 Thunder are 5040 × 1955 × 1925mm respectively, and the wheelbase is 2820mm. Compared with the competing Equation Leopard, the BJ60 Thunder body is taller and more powerful. In terms of interior, the single large screen of the fuel version has been upgraded to a dual screen, and the smoothness of the car system has been significantly improved. A large number of leather coverings in the car create a luxurious atmosphere. The seat comfort is extremely high, and the shape, sitting feeling and size are all outstanding. The spacious rear space is equipped with independent air conditioning, and the seats are equipped with ventilation, heating and massage functions. The only drawback is that the back angle of the rear seats is slightly insufficient.

The trunk space performs well, with a 0-degree flat design and a depth of 1875mm, providing a large storage space of 1836 liters. The BJ60 Thunder also supports 2.2kW external discharge from the trunk and 3.5kW V2L external discharge. It has a three-gear adjustable parking power generation function. The maximum power is 15kW. It provides stable power at any time, making it an ideal choice for camping enthusiasts.

The BJ60 Thunder is a model with excellent overall performance. A one-day test drive experience shows that its urban dynamic performance can be scored at 60 points, off-road ability at 80 points, and fuel economy at 80 points. Although each performance has its own strengths and weaknesses, it is almost unrivaled when combined. Compared with the Equation Leopard 5, the BJ60 Thunder is larger and more comfortable, and has both urban and outdoor use needs. For consumers seeking both daily practicality and off-road capabilities, the BJ60 Thunder is undoubtedly a worthy choice.

Fuel-saving and worry-free medium and large SUVs that are very suitable for home 193,900

Low fuel consumption is very attractive to many office workers. After all, what they think about when they commute to get off work every day is definitely not power control, but saving money and ensuring basic transportation needs. What I bring to you today is that it has many highlights. As for its advantages, please take a look.

Take a look at the appearance of the Xingtu Lanyue first. The front face of the Xingtu Lanyue looks very full, equipped with a multi-spoke midnet, which looks softer. Then the round and lovely headlight design is adopted, and the overall design is very soft. The car is equipped with LED daytime running lights, front fog lights, automatic opening and closing, adaptive far and near light, delayed closing, etc. To the side of the body, the body size of the car is 4970MM*1940MM*1792MM, the car adopts a stable line, the side looks very soft, with large-sized thick-walled tires, the overall visual effect is very clean and refreshing. On the rear design, the Xingtu Lanyue rear line is young, the tail lights are very full, and the unique exhaust pipe is very sharp.

In the car, the interior adopts a stable design and good visual effect. The steering wheel of the car is very fashionable and sporty, and it is made of genuine leather, which gives people a bright feeling. Let’s take a look at the central control, with a 15.6-inch touch LCD central control screen, the interior design is quite layered, in line with the aesthetic standards of most consumers. The dashboard and the seats are also eye-catching. The car is equipped with a personalized dashboard, and the trendy design elements make people remember it at a glance. The car adopts leather seats, equipped with functions such as electric adjustment of the auxiliary seat with memory, electric adjustment of the seat with memory, and seat ratio reclining. The materials are exquisite and the ride is comfortable.

Xingtu Lanyue matches the automatic manual (AT) gearbox, with a maximum power of 192KW and a maximum torque of 400N.m, resulting in good power performance.

The space performance of the Xingtu Lanyue trunk is OK. If there are large items on the road, you can put down the rear seats to meet daily use. In addition, the car is equipped with fatigue reminder, brake anti-lock braking (ABS), LED daytime running lights, brake assist (EBA/BAS, etc.), braking force distribution (EBD) main driver airbag, passenger seat airbag, knee airbag, side aircurtain, front side airbag and other safety configurations.

Such a well-priced car is enough to meet daily practical needs, and it doesn’t take too much effort to maintain it at ordinary times, and the cost performance is good. Today, everyone can go to the 4S store to experience this car.

Cheung Ka Fai plays schizophrenic in "Mong Kok Prison" to illustrate social realism


Meng Yao and Cheung Ka Fai starred in "Mong Kok Prison"


  Unlike "Zero Dog," director Wang Jing will film "Mong Kok Prison" after the filming of "Onei Agent Lingling Dog". Unlike "Zero Dog", "Mong Kok Prison" will continue the people and lives in "Money Empire", which has both social realism and human care. The Academy Award-winning actor Cheung Ka-fai will play a schizophrenic in "Mong Kok Prison", while the role of "Crystal Girl" Meng Yao is a bit mentally retarded.


Wang Jing is not funny. "Mong Kok Prison" writes about a cruel life


  "Money Empire", which was released in the mainland in May, made fans who had been waiting for Wang Jing for a long time happy and sad. They were happy that the idol finally came out and brought a very different Hong Kong film. The sad thing was that the idol was no longer entertaining, whether it was a transformation or a take-all. Fortunately, the comedy of "Onei Agent Lingling Dog" brought a lot of comfort to fans who liked Wang Jing, while "Mong Kok Prison", which continued the brutal style of "Money Empire", continued to make people look forward to it.


  Although director Wang Jing doesn’t care about the awards, just because he personally likes to write the script of "Mong Kok Prison", he has considered the cast. In addition to Zhang Jiahui and Meng Yao, who have cooperated for a long time, he will also invite Bao Qijing and Chen Liyun, who have performed well in the movie "Day and Night in Tin Shui Wai", and the combination of one emperor and two queens + royal crystal girls shows Wang Jing’s emphasis on this film.


Wang Jing’s ruthless hand on Zhang Jiahui, Bao Qijing, and Meng Yao are all "sick"


  Many viewers are obsessed with the violent clips in "Money Empire", and in "Mong Kok Prison", Wang Jing shows her "ruthless" hand again, not in the film, but in the "ruthless" hand on the actors. Zhang Jiahui’s character in the film is schizophrenic, Bao Qijing will suffer from dementia in the film, and the most "pitiful" number crystal girl Meng Yao is not only mentally retarded, but also has suffered sexual violence.


  Unlike the boss scene in "Money Empire", "Mong Kok Prison" is the life of the little people, and in fact, the little people are the group that Wang Jing has always paid attention to and expressed in most of the movies. "Mong Kok Prison" means that everyone has a past that cannot be mentioned and the inner innocence of the protection, everyone is trapped in Mong Kok Prison.

24 Lexus RX350 forgotten V6 family cars support zero down payment

Tianjin Port Free Trade Zone Bangyu International Commitment 1. All models sold by the company are directly interfaced from abroad, and the first-hand sources of goods are put on the market after strict inspection by the customs, and can be registered nationwide 2. The company sells all models. The procedures (close the ticket, commercial inspection form, consistency certificate, environmental protection list, purchase tax application form, electronic information form) are complete and enjoy the three-guarantee policy 3. Foreign customers pick up the car for free. The company will handle the national networking temporary pass for you. 4. The company provides insurance, staging, licensing, modification, car delivery and other car purchase follow-up services. Please contact the dealer for details at the bottom of the article.] Manager Liu: 18002126567 "Same WeChat"

Today I will show you an overlooked magic car. The new parallel import 350 is equipped with a 3.5L V6 engine, with a maximum output power of 216kW (294PS), a peak torque of 357N · m, and a transmission matching 8AT gearbox. Since the new generation RX has not launched 50 models in China, the RX350 will be introduced from parallel imports. The mid-scale version only has the 2.0 RX300 and the 262 horsepower RX450 (300 horsepower parallel imports).

The new 24 parallel imported RX350 adopts 8-speed manual transmission, all-wheel drive, active torque control system ATRC, manual paddle shift, electronic power steering EPS, engine anti-theft alarm, driving mode selection, VSC, TRAC, HAC, EPB, ABS, BA, EBD, Manager Liu: 18002126567 "Same WeChat"

New 24 parallel imported Lexus RX350 electric sunroof, tail wing, luggage rack, headlight cleaning, LED advanced matrix headlights, front LED lighting threshold, LED fog lights, automatic headlight leveling, rain sensing wipers, electric external heating rearview mirror, 12 airbags, smart card, one-button start, electric tailgate, Lexus safety system 2.0: collision prevention system, pedestrian detection, AHB automatic headlights, radar ranging, lane tracking assist system, blind spot monitoring + RCTA are all his standard Manager Liu: 18002126567 "Same WeChat"

The new 24 parallel imported Lexus RX350 is extremely rich in configuration, intelligent electric eye, reversing image, reversing side rear blind spot warning system with auxiliary braking function, leather gear handle, dual-zone automatic air conditioning + automatic air circulation system, pollen filter, heated rear seats, advanced punched leather seats, 4-direction electric waist support, driver’s seat with memory, front seat ventilation and heating, 10-direction adjustment front power seat, vertical headrest Manager Liu: 18002126567 "Same WeChat"

The new 24 parallel imported Lexus RX350 not only has a dynamic appearance, but also reflects a strong enough sense of movement in the interior of the vehicle. The car not only has the latest style of sports and multi-function steering wheel, but also will be equipped with a floating central control screen and the latest LCD meters. The sporty vehicle interior color scheme and the latest style of multi-function steering wheel have left a deep impression. Manager Liu: 18002126567 "WeChat"

The new 24 parallel imported Lexus RX350 comes standard with an 8.0-inch touchscreen or an optional 12.3-inch touchscreen suspended above the central control instrument panel. Considering its position at the top of the dashboard, the screen is still a bit difficult for the driver to reach, but it is very easy for the passenger to operate. Manager Liu: 18002126567

The new 24 parallel imported Lexus RX350 technology system includes: automatic anti-glare rearview mirror, rear privacy glass, welcome light, heated multi-function mahogany steering wheel, LUS advanced audio belt 12 speakers, destination auxiliary connection, embedded traffic weather information and map updates, LEXUS navigation, CarPlay, 12.3-inch display, remote control start. Manager Liu: 18002126567 "Same WeChat"

Manager Liu: 18002126567 WeChat

Tianjin Bangyu Automobile International Trade Co., Ltd. is a company that sells Mercedes-Benz, BMW, Porsche, Land Rover, Audi, Bentley, Maserati, Toyota, Lexus, and other luxury car brands and high-end cars. 18002126567 (same as WeChat) Manager Liu WeChat Moments updates a large number of parallel imported cars on the market every day, configuration, quotation, pictures. If you have any questions about purchasing a car, Tianjin parallel imported cars are exclusive, and I will answer you as soon as possible. Our advantages: Vehicles can enjoy national quality assurance, warranty, replacement, return, we have many years of successful experience for Client Server, to provide you with the best solution for you. Promise: The vehicles sold in our store are brand new and unaltered vehicles, formal procedures, we do not do the lowest price in the market, low no guarantee, do not do the highest price, high no feelings, only earn the money we should earn, only pay the payment, do things seriously, win-win cooperation, we can’t guarantee that you spend the least money in cooperation, I can guarantee that you will save the greatest heart, get quality, efficiency, interests, and win-win situation. Looking forward to the cooperation of every new and old customer! Serve with heart and pass on trust! I am willing to cooperate with you for a long time

Company Name: Tianjin Bangyu Automotive Co., Ltd.

Car purchase hotline: 18002126567 Manager Liu (same number WeChat)

Address: No. 288, Jingmen Avenue, Binhai New Area Free Trade Zone, Tianjin

Yang Zi’s "Female Psychologist" continues wonderfully, and the healing masterpiece focuses on real life


1905 movie network news The urban heart-warming healing drama "Female Psychologist", starring Guo Feng and Gao Xiaoxi as producers, written by Zhu Li, Wang Jia, and Suga Sewing, triggered a national craze for chasing dramas by virtue of its in-depth analysis of social phenomena from a psychological perspective. During the broadcast, the series-related topics have repeatedly reached the top of Weibo’s trending topic list, and the number of short video hits has repeatedly exceeded one million. Viewers see the delicate texture under the causes of multiple psychological cases through the ups and downs of the characters’ life stories, and observe real life in the heat of discussion.



The popularity of "Female Psychologist" is extraordinary, focusing on urban psychology and depicting moving group portraits


"Female Psychologist" has gained a lot of attention since its broadcast with its novel content and themes, strong cast, bold and innovative shooting techniques, and hot topics full of realistic observations. During the broadcast of the episode, it won 700 + hot searches on the whole network, including 500 + hot searches on Weibo platform, and the reading volume of Weibo related topics broke 19.50 billion. On the Douyin platform, the video of the episode received more than 3000w + likes, and won the TOP1 million likes of the 2021 episode official Douyin account. Detawen TV series climate index won the top spot in 14 days, and Zhihu friends recommended rate was as high as 87%. " "Female Psychologist" has been praised and recommended by mainstream media such as Xinhua News Agency, China Daily, China Youth Daily, China Women’s Daily, Wen Wei Po, and Beijing News, and has been fully affirmed for its advocacy of mental health and its social value of improving the visibility of psychological problems.


The drama takes the story of the visitors as a microcosm, and depicts the psychological siege of contemporary urbanites with delicate and accurate handwriting, which is well received in the group portrayal. The gentle and firm Hutton has become the trustworthy support of the visitors with his sincerity and knowledge; the warm and cheerful money is easy to convey warmth to the people around him in the subtle places; Ye Jiahui, who struggles with childhood pain, cannot help but love people; Tang Lili’s free and straightforward stabbing for her friends also left a deep impression. As the plot develops and deepens, visitors with distinct personalities come into the audience’s field of vision, facing Yuna, who is sensitive and helpless due to the breakdown of her parents’ marriage, Jiang Jing, who is hovering between depression and explosion under the high-pressure control of her mother; Li Wei, who cannot resist when she encounters aggression and falls into self-doubt, the complex inner world of the characters is real and moving under the interpretation of the actors. The audience sympathizes with Zhan Lu and her daughter’s mutual protection, and is also moved to tears for Xiao Mo to persuade Xiao Mo that Xiao Mo must protect himself. Whether it is a young actor or an old actor, it is eye-catching. In the affection of the three generations of actors, each character is deeply impressed, leaving a deep impression on the audience.


Psychological topic analysis is deeper and broader "Female Psychologist" is thought-provoking and meaningful


As a psychological theme work, the play not only conveys relatively obscure psychological knowledge to the audience in a simple way, but also pushes the discussion of mental health deeper and farther with a temperature of humanistic care and a depth of realistic care. While directly attacking the pain points, it has the profound power to attract people to think. In a wide range of cases, the audience has insight into the external and internal causes of social growth of various psychological problems, and reflects on the profound impact of family, campus, and work on personal psychological state; in the psychological changes caused by the in-depth consultation of visitors, they feel the relief of psychological difficulties and the importance of facing up to psychological problems. The soaring discussion of topics condenses the audience’s love and recognition of the drama. #After watching the female psychologist, my mother apologized ##The female psychologist’s mother’s postpartum depression is too real #and other highly practical topics frequently appear on Weibo’s trending topic list, causing netizens to lament "Every case of a female psychologist is very real, as if you can see your own shadow in it, which always makes people deeply empathize, and you are more aware of how important mental health is." In addition, Douyin, Zhihu, Bilibili and other platforms also burst into multi-dimensional discussions, praising the design of the foreshadowing of this plot festival, the ingenuity of the creative method, and the realistic case touching people. Dr. Gao Wenbin, director of the Psychology Popularization Committee of the Chinese Academy of Sciences, and other industry experts have also praised "Female Psychologist" for enhancing the positive significance of national attention to mental health and the professionalism of the play in psychological content. The play is committed to teaching and entertaining, calling on the audience to face up to the existence of psychological problems while watching the play, and raise the importance of mental health. "Female Psychologist" received strong support from the Hainan Provincial Tourism and Culture Radio, Television and Sports Department during the filming. After the broadcast, it also led the public to visit Hainan. The flower room cafe, Xiaoxihai and other places in the play have become popular clocks in the play. After enjoying the Hainan style, they can also follow the footsteps of the characters in the play to precipitate and think.


"Female Psychologist" still has a high-energy plot, and the mystery of Ye Jiahui’s life story is finally solved. Can the mother and son open their hearts after the reunion? Horton has welcomed a new visitor. What is the psychological crux of the couple’s marital conflict?