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Round Table 2: Breakthrough and Mutual Empowerment of Banking and Insurance Channels

　　Abstract: To win the day and look for the fragrance of Surabaya, the boundless scene is new for a while, and you can know the east wind when you are idle, and it is always spring when you are colorful.

　　On January 15th, 2019, the 9th China Financial Innovation and Development Forum in 2018 and the "Golden Awards Ceremony" jointly sponsored by Financial Management magazine, eBay Media and Beijing Rural Commercial Bank ended successfully in Beijing.

　　At the conference, under the auspices of Wan Jin, general manager of China Life Insurance Co., Ltd. Banking Insurance Center, a round-table forum discussion was held with the theme of "Breakthrough and Mutual Empowerment of Banking Insurance Channels". The guests who participated in the discussion were Jiang Chang, Senior Commissioner of Banking Insurance Cooperation Department of Agricultural Bank of China, Zhao Feng, General Manager of Wealth Management Department and Personal Finance Department of Bohai Bank, Wei Aichen, General Manager of Banking Insurance Headquarters of Everbright Life Insurance Co., Ltd., and Jiang Jing, Assistant General Manager of Xinhua Endowment Insurance Co., Ltd.

　　When sharing the specific situation of the development of bancassurance of various companies, Jiang Chang, senior Commissioner of the bancassurance cooperation department of the institutional business department of Agricultural Bank of China, pointed out that the new value of bancassurance business from the perspective of banks is reflected in three aspects: first, the function is indispensable; The second is that the benefits are outstanding and not easy to ignore; The third is that the comprehensive value potential is huge.

　　Zhao Feng, general manager of wealth management department and personal finance department of Bohai Bank, said that he always emphasized one point about the bancassurance business, that is, Bohai Bank does not advocate selling insurance separately, but regards insurance business as an indispensable part of comprehensive financial services for customers and a necessary link in the financial management process.

　　Wei Aichen, general manager of the bancassurance business headquarters of Everbright Life Insurance Co., Ltd., said when reviewing the main companies of the company in 2018 that in 2018, the company implemented the group’s "three-four-three" strategy and implemented the group’s "three-four-four" business initiatives. "Three" means "famous stars, famous products and famous shops"; "Four precisions", that is, products should be exquisite, customers should be precise, services should be fine and management should be lean.

　　Jiang Jing, assistant general manager of Xinhua Pension Insurance Co., Ltd., said that returning to the origin means returning to the origin of the bank channel, and the products sold should be aimed at the needs and characteristics of the customer base of the bank channel. I always say that it is correct to have four suitability in sales, that is, the right products should be sold to the right people at the right price and through the right channels. These four appropriateness are right, and the result of channel sales is right. If any aspect is wrong, risks and problems will definitely appear, such as sales chaos or misleading sales.

　　Wan Jin: How to stimulate customers’ demand for protection is the key.

Wan Jin, General Manager of Bank Insurance Center of Huaxia Life Insurance Co., Ltd.

　　Wan Jin: 2018 should be said to be a year of rapid changes in the banking insurance business. The birth of mutual insurance shows us that the people (603883, stock bar) have a very strong sense of protection (20 to 30 million customers enter mutual insurance in a few days), so for us, how to stimulate customers’ protection needs is the key.

　　In China, the number of bank customers is the largest. Compared with the mutual guarantee of 30 million, there is a huge space for one billion bank customers. Therefore, in 2019, we proposed empowerment, that is, banks and insurance empower each other to further activate customer needs and make the insurance market bigger and stronger.

　　In the past, there were many factors that might play games, such as the high and low fees. But today, we have done a lot of articles on the close integration of debt and investment, as well as the integration of data and technology. According to a rough estimate, the scale premium of the banking insurance industry in 2018 was almost 770 billion, a negative growth of 10% year-on-year; The premium paid in advance is basically flat, almost 160 billion, but at the same time, our cooperation mode has been changing.

　　It can be seen that, first of all, in 2018, we made some changes with customers as the center. For example, in terms of product supply, supply-side reform, our products are increasing, and we have made a lot of explorations with ICBC and CCB in terms of customer sharing. In the past, everyone competed for outlets and customers, but now it is more likely to do some development outside outlets through mobile banking and online banking.

　　We invited four guests today to discuss how bancassurance will break through this tight encirclement. I would like to ask four people to talk about our small summary of bancassurance in 2018. How can we develop rapidly in 2019? First of all, please welcome General Manager Jiang.

　　Jiang Chang: Look at the new value of bancassurance business from three aspects from the perspective of banks.

Jiang Chang, Senior Commissioner, Banking Cooperation Department, Institutional Business Department, Agricultural Bank of China

　　Jiang Chang: With regard to the new situation of the bancassurance market, we can see the changes in the market, the changes in demand and the changes in the strategies of various partners.

　　In these new situations, the new value of bancassurance business from the perspective of banks is reflected in three aspects:

　　First, the function is indispensable. insurance agency business is an effective means to improve the allocation of customers’ financial assets, enhance customer stickiness and enhance cross-selling ability, and it is also an important starting point for public-private joint marketing;

　　The second is that the benefits are outstanding and not easy to ignore. Among the many intermediary business varieties of banks, the agency insurance unit has a higher rate of return;

　　Third, the comprehensive value potential is huge. In recent years, both banks and insurance companies have continuously expanded cooperation areas and deepened cooperation in insurance asset custody, financial markets, asset management business and investment banking business, and their comprehensive contributions have been growing.

　　Agricultural Bank of China will accelerate the five major transformations and promote the new development of bancassurance business.

　　The first is to speed up product transformation, optimize product supply, continuously enrich diversified varieties, and unite insurance companies to tailor products according to the characteristics of bank customers; It is also necessary to accurately match products and sell the right products to the right customers;

　　Second, we should speed up the transformation of marketing model and strengthen public-private linkage;

　　The third is to speed up the transformation of online and offline integration. The bank insurance business needs to adapt to the digital and intelligent development trend of the whole society and realize the development of technology empowerment. At present, the proportion of online agency insurance business of Agricultural Bank of China has reached 94%, but the level of intelligence needs to be further improved. We should build an intelligent insurance system and create a new ecology of bancassurance business.

　　The fourth is to speed up the transformation of the marketing system, change our current mode of focusing on network marketing, and create a new marketing system in which network marketing and team marketing go hand in hand;

　　The fifth is to speed up the transformation of business model, take customer total asset management as the core, and innovate scene marketing and precision marketing; Take customer risk management as the core, and incorporate comprehensive marketing and comprehensive services. In the process of promoting transformation, we resolutely implement regulatory requirements, strengthen risk management, and ensure the sustainable and healthy development of bancassurance business.

　　Wan Jin: Thank you very much for your summary. Agricultural Bank of China has many outlets and a large number of customers, and it is also a big cooperative company. It should be said that in 2018, we made a lot of explorations in the online business development of cooperation with Agricultural Bank of China. I just saw that online business has reached 94%, which is developing very fast. I remember that the Agricultural Bank of China was only 20% when it first started, and it reached 94% this year, indicating that the role of technology empowerment is particularly significant. I think according to the five transformations of the Agricultural Bank of China, we will also cooperate with the bank to do a good job of matching after returning, and make use of our own advantages. I believe we can achieve better results in 2019. Let’s ask Zhao Zong to talk about his thoughts.

　　Zhao Feng: Take insurance business as a necessary link in customer service.

Zhao Feng, General Manager of Wealth Management Department and Personal Finance Department of Bohai Bank.

　　Zhao Feng: Bohai Bank is the latest national joint-stock commercial bank in China, and this year is the 13th year. 2018 is the first year for us to reopen the insurance agency business, and we are still new recruits in the field of bank-insurance cooperation. There are many places to learn from the bank peers and non-bank partners present here.

　　One point I often emphasize is that we don’t sell insurance. Accurately speaking, Bohai Bank does not advocate selling insurance separately, but regards insurance business as an indispensable part of our comprehensive financial services to customers and a necessary link in the financial management process.

　　The long-term development vision of Bohai Bank is to be a "modern wealth manager with the best experience". We studied with our shareholder, Standard Chartered Bank, and divided the financial service process for customers into "four steps and five stages".

　　The so-called "four steps", the first step is cash management, that is, liquidity management. To cope with unexpected needs, the reserve fund on hand should generally guarantee the normal expenses of families for three to five months;

　　The second step is risk management, which uses insurance. This is what we must tell our customers, mainly to avoid the impact of personal illness or personal accidents on family finances. Examples of poverty caused by diseases and accidents are not uncommon, which requires customers to have insurance awareness. We strongly recommend customers to buy health insurance and accident insurance, especially critical illness insurance;

　　The third is debt management. We will help customers plan their debts. You should leave enough money to pay the monthly mortgage, credit card or other debt expenses. Apart from the above cash management, risk management and debt management, the remaining money is used for investment;

　　The fourth step is asset allocation management. Asset allocation is a variety of asset combinations, such as deposits, securities investment funds, bank financing, etc., and insurance products also play a very important role in it. We will advise customers to invest in annuity insurance or life insurance according to their own situation. These two types of insurance products are complementary to bank products and cannot be replaced by each other.

　　Because their cash flow structure is different: the bank’s financial management has regular cash flow back, and the principal and interest return when the financial management expires; However, the cash flow characteristics of insurance products are different. For example, whole life insurance products have no cash return during their lifetime, so their functions are mainly inheritance and family financial security.

　　Another example is annuity insurance, which has a steady and certain cash inflow during a person’s life, so its function is mainly to provide for the elderly. Only by combining these products with different cash flow characteristics can we meet a person’s different financial demands. Combining them well is a tailor-made financial plan for customers. So we divide our customers into the above four stages to help them manage their wealth and manage their wealth life.

　　At the same time, from the time axis, we will also divide customers into five stages of overlapping cycle, that is, the familiar life cycle, single, two-person world, family of three (family of four), quasi-retirement and pension. In different life cycle stages, the characteristics of income and expenditure curves of customers and families are different, and the applicable products, especially insurance products, are also different, which need to be planned according to customer characteristics.

　　We have been doing this kind of thing since last year, so we say, "We don’t sell insurance, but take insurance as an indispensable part of our customer service". Therefore, the insurance business structure of our bank is quite different. Basically, there is no financial insurance, but most of them are security insurance. Our life insurance and annuity insurance account for about 80%, and those with a term of more than 10 years are about 90%. This is also the requirement of implementing the supervision department’s "return to the origin of insurance and insurance surname protection".

　　Wan Jin: Thanks to Zhao Zong for sharing. Zhao Zong of China Bohai Bank spoke brilliantly. Insurance is actually four tools for a customer’s cash management, risk management, debt management and asset allocation. It is a tool for serving customers instead of selling insurance separately, which explores a new way for us. Let’s ask Everbright Yongming to talk about the summary of the bancassurance business in 2018.

　　Wei Aichen: Implementing "Three Qualities and Four Qualities" and Making Value Adjustment

Wei Aichen, General Manager of Bank Insurance Business Headquarters of Everbright Life Insurance Co., Ltd.

　　Wei Aichen: We are a first-class subsidiary of Everbright Group, which holds 50% of the shares. Four shareholders are Fortune 500 companies, Yongming Finance accounts for 24.99%, and two central enterprises, Angang and Ordnance, each account for 12.505%, with a registered capital of 5.4 billion. We have our own independent and wholly-owned asset management company, which is the 12th insurance company in the market to set up an asset management company. In the whole development process of Everbright Yongming Insurance, asset companies still play a great role. The company’s business development is mainly based on bancassurance business, which accounts for 50%, and the others are individual insurance, group insurance, electricity sales and online sales. The five major lines are relatively complete, mainly bancassurance.

　　After the equity reform in 2010, the company has turned into a Chinese-funded company. Before 2010, it was five business departments. After the share reform in 2010, it expanded rapidly to 22 branches, 67 third-level institutions and more than 100 fourth-level institutions. The whole business developed very fast and grew year by year.

　　In 2013, the company put forward the direction of value transformation, firmly transformed the value of futures, and continued to make profits for six consecutive years from 2013 to now. With the promulgation of DocumentNo. [134] of the China Insurance Regulatory Commission, the whole insurance market began to realize product replacement on October 1, 2017. In a series of market environments with strong supervision and strict transformation, we can see that it has a certain impact on the business scale. However, our company’s value transformation in 2019 is still very firm.

　　Looking back on 2018, the main work of our company is as follows:

　　The first is to implement the "4-3-3" strategy of Everbright Group, that is, "to build four world-class, three China-class and three China characteristics". Among them, the insurance section is in three China characteristics, namely, to build a "valuable and distinctive" domestic life insurance company.

　　At the same time, when implementing the group’s "four three three" strategy, we will implement the group’s "three excellent" business initiatives. "Three names" means creating "famous stars, famous products and famous shops", and "four precisions" means exquisite products, accurate customers, meticulous services and lean management, and implementing the whole management measures under the strategic requirements of the Group.

　　In terms of bancassurance, the company has made some valuable adjustments on the basis of the business strategy of "three talents and four elites". Company leaders put forward the management measures of "three constructions and one promotion", "building teams, mechanisms and channels to promote market share".

　　In terms of the team, it is our important direction to build a high-end team, focusing on the training of high-end skills of the team. In terms of high-end insurance, we are gradually forming a private insurance brand with a characteristic brand "Sunshine Zhenchuan", positioning "four accurate family customers" and "six customer needs" and providing comprehensive financial solutions.

　　This is also in accordance with the positioning of the six platforms of the Group’s E-SBU, to create a plate with great wealth, great pension and great health. At the high end, we are the fourth company in the market to launch the "insurance+trust" high-end insurance model. In 2015, we began to build a team, set up our own private banking insurance department, and implemented systematic operation. In terms of "building channels", we put forward the strategy of "four-wheel drive" to create accurate channels.

　　This is a positioning in the transformation process of Everbright Yongming. According to the group’s strategy, we should pay close attention to high-end teams, optimize products, build cooperation channels and effective incentive mechanisms, and do some actions in this direction.

　　Wan Jin: Thank you, General Manager Wei. Everbright Yongming has made some plans from famous stars and famous shops under the strategy of Everbright. Huaxia has been a high-end customer since 2016, and we regard Everbright as our benchmark. In 2016, we started to do trust, that is, watching them do some articles, and we did some learning.

　　Wei Aichen: Our bancassurance is positioned as a high-end insurance. Private insurance is the private insurance department internally and the family office externally. Each of our branches has private insurance experts, who are serving high-net-worth customers from different channels and have gained some gains in recent years.

　　Wan Jin: In 2017, we launched a private board meeting for high-end customers, so the development of our high-end customers was very good in 2018. In 2019, large single customers accounted for more than 50% of the business of many branches, and now it is still relatively good. We continue to learn from Everbright Yongming in this respect. We can do more communication in the future. Next, please ask General Manager Jiang to talk about his views on the cooperation between bank and insurance.

　　Jiang Jing: The right products should be sold to the right people at the right price and through the right channels.

Jiang Jing, Assistant General Manager of Xinhua Pension Insurance Co., Ltd.

　　Jiang Jing: I come from Xinhua Pension Insurance. In fact, the company does not do traditional contractual life insurance business, including bancassurance business. The company focuses on the national three-pillar old-age security system business, focusing on trust annuity business such as enterprise occupational annuity and pension, and also includes old-age security management business and third-party asset management business. At the invitation of General Manager Shi, let me talk about the cooperation between bank and insurance. I am a veteran of bank and insurance, and I have great feelings for the business of bank and insurance. Therefore, as a banker coming over, I would like to take this opportunity to talk about my personal views.

　　First of all, in the past two years, under the leadership of Chairman Wan Feng, New China Life has adhered to the strategic transformation of returning to the origin of insurance, reducing the wholesale payment and increasing the installment payment, especially in the aspect of bank insurance. The futures payment business has developed well in the past two years and achieved the expected results. The company’s value has been improved, and greater value has been fed back to customers.

　　Now let’s talk about the relationship between bank and insurance cooperation from the perspective of historical development. Because I was in Ping An Life Insurance Company of China in 1994, I started to do bancassurance business in 1995. At that time, bancassurance was the main seller of financial and accident insurance. In 1997, I developed the sunset red comprehensive protection endowment insurance business, which was a long-term life insurance business with real renewal premium. It should be said that it was the earliest bancassurance business invented and put on the market in the industry. At that time, only Ping An Life Insurance Company of China Insurance, where I was located, exclusively carried out this business, which attracted the attention of peers after the launch of the wholesale business in 2001.

　　At that time, the original intention of developing this business was three points: the first market belongs to the downward channel of interest rate reduction, and the people have the demand of maintaining and increasing value; Facing the reform, the second bank is willing to use the existing channel outlets and customers to improve the comprehensive profitability of the bank; Thirdly, the business pressure of group insurance is very great, and it goes to zero every year. I envy that individual insurance has renewed premium every year. Therefore, the comprehensive protection old-age insurance for sunset red has been developed with three product combinations, which has four protection responsibilities, including accident insurance during payment, one-time payment at age, monthly pension and lifelong death compensation. The reason why there are only two modes of premium payment, monthly payment and annual payment, is the problem of income. It is affordable for everyone to pay a monthly payment to 100 yuan or an annual payment to 1000 yuan, which has little impact on life; Second, it has little impact on bank deposits; Third, the original intention of the business is to form a snowball effect and accumulate and expand the business scale year by year. It has indeed achieved good results, especially when interest rates were cut in the first two years, and everyone lined up to buy it, which was very impressive. However, although the scale expanded rapidly after the emergence of wholesale business, many companies forgot or didn’t know the original intention and origin of developing bancassurance business, which also caused many chaos, especially in the blind pursuit of scale growth and even in order to get more incentive fees, some misleading sales behaviors occurred, and even some chaotic behaviors such as embezzlement and misappropriation of expenses, illegal investment and use of bancassurance business premiums.

　　After so many years of development, the bancassurance business has achieved great growth. At that time, I said that bancassurance may not undergo qualitative changes until ten years later, before which it was the accumulation of quantity. This qualitative change is the bank’s understanding of the bancassurance business. There must be a fundamental change in the understanding of the income of intermediary business and its position in the bank. Otherwise, there will be no great development.

　　Now the national development has entered a new era and a new stage, and the cooperation between bank and insurance will also enter a new stage. At present, the regulatory authorities or the previous guests all say that the bank-insurance cooperation should return to its original source. I think the bank-insurance cooperation should have more extensive, multi-level and multi-angle cooperation in the new era. I want to talk about it from the breadth and depth of cooperation.

　　Broadly speaking, first of all, banks and insurance are customers of each other, and bank employees have insurance protection needs, including accidents, medical care, pension and enterprise annuity, and both banks and bank employees are customers of insurance companies. Insurance companies are also customers of banks, with a large number of deposits, custody services and other general settlement services.

　　Secondly, they act as agents for each other. Banks can sell the products of insurance companies, and insurance companies can also sell the products of banks. Banks have strong advantages in channels, outlets, brands and customer resources, and insurance companies also have networks all over the country. In particular, insurance has very strong training and marketing capabilities, and banks also recognize this aspect. Moreover, insurance is more of a merchant, and banks are merchants, which is very different. Selling complex insurance products requires face-to-face communication, and banks are more suitable for selling simple products that meet the characteristics of bank customers and the sales ability of bank personnel.

　　At that time, why did you develop such products as bancassurance with certain savings accumulation nature? It is also because people who often go to banks have such needs and trust in the brand reputation of banks. In addition, it is very important that everyone says that insurance sales should return to the origin, and more refers to the sale of security products. However, what I want to emphasize is not exactly the same as what everyone said. By returning to the origin, I mean returning to the origin of the bank channel, and the products sold should be aimed at the needs and characteristics of the customer base in the bank channel. If all the outlets are old people, he can’t understand and buy complex products. If it is sold to high-net-worth people through the private banking department, or through the bank’s online banking platform, the customer base is mostly young people, and the needs of these customer groups are different, then they should sell the products they need. I always say that it is correct to have four suitability in sales, that is, the right products should be sold to the right people at the right price and through the right channels. These four appropriateness are right, and the result of channel sales is right. If any aspect is wrong, risks and problems will definitely appear, such as sales chaos or misleading sales.

　　The third is the cooperation between the capital side and the asset side. Insurance and banks can also have a lot of cooperation in this respect. Including our developed pension products, old-age security management products, the underlying assets of wealth management products, etc. After the new asset management regulations come out, banks will set up their own wealth management subsidiaries. Although the wealth management subsidiaries have strong parent company support, their investment ability cannot be established in a short period of time. Banks have strong advantages in obtaining funds, and insurance asset management or pension insurance companies have strong investment ability, advantages in obtaining high-quality assets and special investment licenses. It can help banks, especially wealth management products, to dock assets, and develop asset management products that can be bought by bank wealth management subsidiaries, or embedded into wealth management products as underlying assets and then sold to bank customers.

　　Depth means from different levels of products, first of all, insurance products, insurance products must meet the needs of bank customers, banks are now marketing in different channels. No matter what customers are going to the counter platform, they should sell products suitable for these customers, and they should not go against the essential characteristics of the customer base. If you have to sell some very complicated products, it will be difficult for these older customers to understand and accept, while the online banking platform is dominated by young people. It will be much better to sell products with strong investment or simply guarantee products on the online banking platform. Followed by annuity related products, and the third is asset management products. Generally speaking, banks are more suitable for selling products close to savings, while security products are suitable for spending time communicating with customers face to face. It also depends on customers’ awareness of risks and this product. For example, if millions of medical workers are aware of it, they can sell it at channel outlets. If they can’t correctly understand it, and the insurance and after-sales service procedures are complicated, they can’t sell it through channels. Don’t sell unsuitable products beyond the capabilities of channels and teams. It is necessary to develop in depth in product cooperation and constantly explore innovative products to meet customer needs. With the help of internet channels and the application of new technologies, the cooperation between the two sides can be deepened continuously, and training and resource sharing and customer resource sharing can be strengthened.

　　Our starting point is to take customers as the center, take customers’ interests as the core, solve customers’ needs and provide solutions for customers. In this way, customers will choose you to trust you in banks and insurance, form a loyal and stable customer base, enterprises will have a continuous and stable cash flow, banks and insurance will realize value sharing, benefit sharing and win-win cooperation in cooperation, and customers will have viscosity. What everyone pursues is that customers are sticky, active and can buy repeatedly.

　　Bank-insurance cooperation and mutual empowerment Spring is not far away.

　　Wan Jin: Thanks to General Manager Jiang for sharing. He shared the development history of China bancassurance, and made a profound exposition on the development of bancassurance through breadth, width and depth. Finally, please ask each of the four guests to give a word of blessing to bancassurance in 2019.

　　Jiang Chang: We firmly believe that in 2019, the effect of industry transformation will be further manifested. "Winning the day and looking for the beautiful waterfront, the boundless scene will be new for a while, and it will always be spring when you are idle." With the joint efforts of everyone, the bancassurance business will also glow with new vitality and usher in new development.

　　Zhao Feng: Leveraging financial technology, returning to the origin of insurance, based on mutual empowerment, do a good job in bank-insurance cooperation.

　　Jiang Jing: I believe that the cooperation between banks and insurance has a broad market and space, because these two subjects are naturally highly complementary. For those who make progress, those who make progress often arrive, do a good job in the present, step by step, I believe that the cooperation between banks and insurance must have a broad space and a bright future.

　　Wei Aichen: I believe that in 2019, the market of bancassurance is getting better and better, and there is a vast space. The Spring Festival will soon be over. The Spring Festival will be in beginning of spring, and the spring of insurance will come. We believe that the spring of bancassurance will come, and we will seize the day. Our industry is getting better and better. Thank you!

　　Wan Jin: Everyone is full of expectations for 2019. Just now, Zhongrong Life said that they have made a scale of 5 billion yuan, and it is indeed better than expected to start this year. From our company’s own point of view, as of yesterday, the entire scale of our bancassurance was almost 40 billion, with a delivery speed of 4 billion, which was particularly fast. Through today’s forum, if we want to return to the origin, we should take customers as the center, product transformation is the key, value transformation is the core, technological innovation is the means, and customer service is our foothold. New era and new achievements. In 2019, our bank and insurance cooperation will empower each other, and we will surely have a better spring waiting for us! Thank you, everyone.　

1905 movie network news On November 13th, the trailer of the latest embarrassing comedy series directed by Xú Zhēng was exposed, and the film will be officially released on the first day of next year.

This trailer also unveiled the mystery of this film story. Xú Zhēng stepped on the K3 train to Russia with his mother. Inside and outside the carriage, Xú Zhēng was constantly encountering accidents: her mother was feeding and asking questions, Yolanda was bombed by telephone, and Xú Zhēng even staged a thrilling scene of ripping off the train. A six-day and six-night train adventure was about to start.

Lost in Russia’s storyline mainly takes place on the K3 train, which can be said to be a film that is narrated in the closed space of the train. There are also many films with this theme in the history of film, mostly disasters, suspense, crimes and other types of films, which can be traced back to the westerns directed by Edwin Porter in 1903. Next, Xiao Dianjun will take stock of some classic train/train closed space movies.

1. Murder on the Orient Express

Murder on the Orient Express is a detective novel written by British writer agatha christie based on a real case. It has also been adapted into film and television works for many times, the most famous being the film of the same name directed by sidney lumet in 1974 and the remake of kenneth branagh in 2017.

The story tells that Belgian detective Poirot investigated a murder case on the luxury train "Orient Express" and finally found the real murderer among twelve suspects.

The 1974 version of Murder on the Orient Express won the Oscar for best adapted screenplay, and now it has become a recognized classic in film history. Murder on the Orient Express, directed and performed by kenneth branagh, assembled luxury lineups such as Penélope Cruz Sánchez , willem dafoe, Judi Dench and Johnny Depp. After its release, the global box office performance was amazing, with a cost of $55 million, which earned more than $350 million. However, the overall word-of-mouth was negatively evaluated.

2. The Missing Lady & The Stranger of the Train

Hitchcock, a suspense master, is very good at confined space movies. In his works, The Missing Lady and The Stranger of the Train are both suspense films that take place on the train.

The former focuses on the bizarre disappearance on the train, but highlights the elements of romantic comedy, while the latter shows the horrible murder on the train, which is a film noir full of thriller atmosphere.

3. Dangerous Speed

Dangerous Speed is adapted from a real event in Ohio in 2001, directed by Tony Scott and co-starring Denzel Hayes Washington Jr. and chris pine.

This disaster action film tells the story of a train mechanic (Denzel Hayes Washington Jr.) who was ordered to retire early and a young train conductor (chris pine) who tried to stop an unmanned train full of dangerous chemicals to stop it from going to a densely populated town, causing casualties.

4. The Escape Train

The Escape Train was directed by Russian director andrei konchalovsky, and the script originated from Japanese movie master Kurosawa. The plot describes that in a prison in the northwest of the United States, Manny, a repeat offender, decided to escape from prison after being tortured, and Baker, whose sentence was about to expire, was dragged into the water and boarded a freight train bound for Alaska to escape from prison. When they thought they were done, the train went out of control and was forced to go to the end of the car crash.

The film was not only shortlisted in the main competition of Cannes Film Festival, but also nominated for three Oscars, including best actor. The film was rated as "Prison Break" by later audiences.

5. The Three Stages of the Train

There are not only stories about murder, suspense, disaster and science fiction that happen on the train, but also art films are created in the narrow space of the train.

The Three Stages of the Train is a collection of short films shot by three artists, abbas kiarostami, ken loach and ermanno olmi. The film sets three stories in a one-way train from Western Europe to Rome, showing the emotional relationship between people and uncovering social problems.

6. world without thieves

There are also movies based on the train space in domestic films, among which world without thieves is a classic.

Based on Zhao Benfu’s novel of the same name and starring Andy Lau, Rene Liu, Ge You and Wang Baoqiang, the film tells the story of a pair of pickpocket partners fighting with another pickpocket gang on a train in order to realize the wish of a migrant worker named silly root "world without thieves".

It is reported that at that time, the crew spent millions of yuan to build a "train", about 40 meters long, with four carriages: soft sleeper, hard sleeper, dining car and hard seat. The main story of the film took place in these four carriages.

Special feature of 1905 film network The only criminal action blockbuster in the National Day file (hereinafter referred to as "Moscow Action") was adapted from the 1993 Sino-Russian international train robbery, focusing on the real case of China’s first cross-border pursuit, with high energy and hard core attack!

In 1993, the Sino-Russian international train robbery shocked the world.

On May 26th of that year, K3 and K4 international trains from Beijing to Moscow will arrive in Moscow after 7 days from Beijing. On the night of departure, the train left Erenhot and the China police got off before leaving the country. During the long journey, the train was looted by three gangs, more than 20 China passengers were robbed, three women were violated, and many people were injured and stabbed. Numerous crimes left an indelible shadow on the people on the train at that time.

Thirty years later, the film Moscow Action, as the final chapter of the trilogy of national action, was adapted from the above-mentioned cases and was shown in the National Day file. ,,, staged "catch me if you can", to reveal this fearsome super robbery for you.

In the early 1990s, when the Soviet Union disintegrated and was in chaos, its commodity economy was greatly stimulated. At this time, China has just experienced more than ten years of reform and opening up, and our commodity economy has developed to a certain extent.

As a result, a large number of Russian goods flowed to China at that time. At that time, these so-called China businessmen had a special name called "Daoye". At Xiushui Market and Xidan in Beijing, a leather jacket cost 100 yuan, and when they were sold in Russia, they could sell it for six or seven hundred yuan. Therefore, I heard the saying that "cans are used for airplanes".

However, there is a major problem. At that time, foreign trade channels were not smooth, and it was usually necessary to rely on backpacks to bring goods there. This means that if you have money, you don’t have to fly, you have to take a train, and he can take more things by train.

In particular, the K3 international train, which started from Beijing, China, became a very popular route for international travelers. As the first international train opened in China, this train is called "the first train in China". It starts from Beijing, passes through Erenhot in China, then passes through Ulaanbaatar, enters Russia, and then goes all the way to Moscow. The whole journey lasts for six days and five nights. Because of the extensive use of international profiteers, trains have become the coveted targets of some criminals.

It seems that before this case happened on May 26th, 1993, this train was already very restless. From Beijing to Erenhot, there was a police officer from China, but according to international practice, police officers from China could not go abroad to enforce the law, so after Erenhot, our police got off. Mongolia and Russia were in the chaos of social upheaval at that time, so no police got on this international train at that time. During the later trip, this train was robbed by four gangs three times.

When the train crossed the border and arrived in Zamenude, Mongolia, Miao Qingshan and his prototype Miao Binglin began to get on the train in our film and began to search one box at a time. At night, the train really turned into a "bad luck train" and the robbery began. After more than ten hours, they robbed more than 20 of our compatriots, and this group of robbers began to get off when they were near Ulaanbaatar.

Go further after arriving in Ulaanbaatar, and there is a small stop called Ilanskaya. At this time, there were two groups of people, one was Zhu Xingjin’s gang and the other was Zhao Jinhua’s gang. At this time, the train had been robbed by Miao Binglin and his gang, so the two new people who got on the train searched again one by one and robbed the passengers of the last money.

In the film, we saw some passengers whose close-fitting clothes were torn apart and then money was found out from them. This also happened in real cases. But these two groups felt that the robbery was not enough, so they didn’t get off the bus but continued to rob all the way.

At this time, the waiting bus has arrived in the midwest of Russia, and a group of gangsters headed by Newton have boarded. At this point, the whole train has been looted several times. Newton was very angry and forced the passengers to hand over the money. The robbery continued until it was close to Moscow. In the end, there were more than 100 gangsters, armed with various weapons, looting from the front of the car to the rear of the car and from the rear of the car to the front of the car.

The evil tide of this Sino-Russian international train reached an unbridled level, but there was no communication tool such as mobile phone at that time. Only after the train stopped in Moscow did the injured passengers report the case to the Chinese Embassy in Russia. The next day, Zhu Xingjin, Ma Jiqiang, Zhao Jinhua and other robbers were captured by Russian police.

In the movie, we saw that the task force represented by Cui Zhenhai, played by Zhang Hanyu, got on the train to Moscow quickly and carried out the investigation. The biggest difficulty in handling a case abroad is the right to enforce the law. Cui Zhenhai promoted the progress abroad by relying on inquiries and assistance from all parties. At the same time, in the face of the arrogance of the robbers who could not be convicted abroad, Zhang Hanyu has been avoiding alarming them, but Huang Xuan plans to get rid of them. What is the fact?

Because the case did not happen in China, according to international practice, it should happen in which country and which country has jurisdiction, but Russia is temporarily unable to detect such cases. Then our side, starting from the top leaders, supervised this case and asked us to solve it as soon as possible.

Soon in early June, we set up our task force. Then on June 9th, Cui Zhenhai’s prototype Cheng Yali began to lead his comrades to board the K3 train and go to Moscow to handle the case.

The task force didn’t wear police uniforms, and they disguised themselves as international profiteers to mix in this circle so that they could get more information. Just in the car, at that time, we met a woman, which is the truth we played in the film.

Because Janice Man’s Zhen Zhen was beaten by Newton at that time, and then she finally couldn’t stand it. Finally, she found the prototype of Cui Zhenhai and offered to surrender.

After the task force arrived in Moscow, it began to cooperate with the Russian police. Then we really looked for clues in Moscow as described in our film, and the contact with Vassili played by Andy Lau happened at this time.

After combing the real case and the dramatic adaptation of the film, we can see that Operation Moscow basically retains the cruelty of the real case and the decisiveness and wisdom of the China police in times of crisis. It has been 30 years since the case, and it is incumbent on the China police to protect the lives and safety of Chinese people. Nowadays, the story on the K3 train is no longer fierce Moscow Action, but joyful.

In fact, when you take the K3 train again now, you will feel a peaceful and peaceful atmosphere, and you can also enjoy very beautiful scenery on the train. There are not only romantic scenery along the way, but also the security guard of the motherland behind it.

We see that "93 International Train Robbery: Moscow Action" has come out now. In fact, there are also, and all of them talk about how to safeguard the interests of our citizens and the safety of their property and lives overseas. Then we are here, and wish our motherland well-being and Chinese happiness!

Biden rarely gets angry!

A few days ago, Hull, the special prosecutor in charge of investigating US President Biden’s "document door", issued a report saying that Biden would not face charges for improper handling of classified documents due to insufficient evidence and other factors. However, the report said that the 81-year-old president had a "poor memory" and could not remember many things. The above remarks about memory loss may bring a major blow to Biden’s hope of re-election. Some Republicans claim that this shows that Biden is "unfit" to serve as president.

A few hours after the publication of the above-mentioned report, an angry Biden made a rare evening speech. Biden angered: "The report even mentioned that I can’t remember the time of my son’s death. How dare he (Hull) say so?" Biden insisted that he had a "good memory".

However, Biden made another slip of the tongue when he was questioned by media reporters after his speech at the White House, calling Egyptian President Abdel-Fattah Seyce "President of Mexico" …

The report says Biden’s memory is failing.

On February 8, local time, Robert Hull, the special prosecutor in charge of investigating President joseph robinette’s "document door", released a report, saying that Biden would not face charges for improper handling of classified documents due to insufficient evidence and other factors.

Although he was able to "get out" at the legal level, Biden was caught in another embarrassing situation because of the report. The report specifically mentions that the 81-year-old president has a "poor memory" and can’t remember many things. Some Republicans claim that this shows that Biden is "unfit" to serve as president.

According to Xinhua News Agency, in the 388-page report, Hull detailed how Biden mishandled classified documents. He wrote that FBI agents found those materials in "Biden’s garage, office and basement study at his home in Wilmington, Delaware", including classified documents related to Afghan military and foreign policy, some of which were marked with the highest level of top secret or sensitive information.

However, Hull said that after 15 months of investigation, he chose not to file criminal charges against Biden because Biden was "cooperative and difficult to convict". In addition to listing factors such as insufficient evidence, Hull also mentioned that "poor memory" may be the reason why Biden cannot be convicted.

Hull said in the report that Biden’s memory was "severely limited" when he was questioned, and he forgot the beginning and end of his term as vice president in the administration of former President Barack Obama, and even forgot the year when his eldest son, former Delaware Attorney General bo Biden, died of illness.

The report pointed out, "We have also considered that Biden may appear before the jury as an old man with compassion, goodwill and poor memory, as we did when we asked him." This may convince some jurors that Biden did not intentionally keep the documents, but may have forgotten their existence.

On January 9, last year, the American media disclosed that Biden’s private lawyer found a batch of confidential documents on November 2, 2022 when he cleaned up Biden’s office in the Washington think tank "Biden Diplomacy and Global Contact Center". The White House and Biden confirmed the report the next day. Biden used this office after stepping down as vice president in 2017 and before running for president in 2019. Biden also admitted that his residence also contained classified documents.

Biden is angry! Make a rare speech

Biden, the oldest incumbent president in American history, is currently running for re-election, and may once again confront former president and Republican Donald Trump when voting in the presidential election in November this year. Trump supporters used the above report to highlight concerns about Biden’s age.

According to Agence France-Presse reported on February 8, the angry and emotional US President Joe Biden made a rare evening speech that day, responding to the sharp remarks in a special prosecutor’s report released a few hours ago about his improper handling of confidential documents.

According to the report, when Biden delivered a live televised speech at the White House, he was very angry with the report that he could not even remember the date of his son bo Biden’s death in 2015 and other key moments in his life. Biden fumed: "(The report) even mentioned that I can’t remember the time of my son’s death. How dare he (Hull) say that?" He replied that he didn’t need anyone to remind him when his son died. "What do they care?"

Obviously, Biden tried to control his emotions. Biden insisted that he had a "good memory" and that the accusation that he deliberately kept confidential materials was "completely wrong".

After making a formal speech, Biden answered a question from a White House reporter and said, "I am kind, I am an old man, and of course I know what I am doing." He said: "I am the president, and I have revived the country. Look at the achievements I have made since I became president. "

In addition, Biden’s personal lawyer Bob Bauer said: "Obviously, there was no reason to file criminal charges from the beginning." Bauer and White House legal adviser Richard Sober also said in a letter to Hull that the report mentioned Biden’s memory as "completely redundant".

However, Biden made a slip of the tongue when he was asked by a media reporter after his speech at the White House, calling Egyptian President Abdel-Fatah Seyce "the President of Mexico".

According to the report, Biden and his assistant were investigated by the Ministry of Justice last year for their handling of confidential documents. According to the latest report of special prosecutor Robert Hull, Biden will not be criminally charged for keeping confidential documents; However, the report’s remarks about Biden’s loss of memory may be a major blow to his hope of re-election.

Biden on Trump: "The Threat of Life and Death"

According to CNN’s February 7 news, US President Biden said in a series of fund-raising activities in new york that his predecessor Trump was a "threat of life and death" and Trump had completely held the Republican Party in his hand.

Biden told Democratic donors: "There is a life-and-death threat, and that is Donald Trump." Biden said: "This (election) is not about me, but about Trump."

According to the report, Biden has been trying to promote his political achievements last year, but his support rate has hardly improved. Now, Biden is increasingly pointing his finger at Trump, the front-runner of the Republican presidential candidate. He describes Trump as a threat to democracy and personal freedom. Recently, he also portrayed Trump as a "Svengali-style" Republican leader who controls other people’s minds.

The report mentioned that Biden got a new opportunity this week, because with Trump’s intervention, Republicans in Congress failed to pass a bipartisan immigration bill. Biden said the move exposed the harmful election-year politics and the Republican Party’s loyalty to its actual leaders.

Biden said that Trump "would rather weaponize this issue than really solve it", referring to the failed compromise bill on the border. He said that the failure to pass the border bill this week shows how far the Republican Party has fallen.

According to the report, Biden’s speech indicates that he plans to use the failed border bill to gain political advantages for himself in the next few months.

　　It is said that either reading or traveling, there is always a body and mind on the way. Seeing that the National Day holiday is coming, you must know that this time the National Day and the Mid-Autumn Festival are connected with an 8-day holiday. In addition to enjoying the beauty of family reunion, the autumn season must also be arranged for a self-driving tour! However, before you set off, have you done your self-driving tour strategy? If you want to experience a free self-driving tour, you may wish to take a look at the following guide first.

　　Travel items should be ready

　　A comfortable self-driving trip is inseparable from careful preparation before departure. First of all, it is necessary to do a good job in self-driving route planning. Selecting a scenic, safe and convenient route is the key. The quality of the route selection directly affects the quality of the self-driving trip.

　　Not only that, but adequate water, food, and clothing were also very necessary. Although shopping was very convenient now, if you were stuck on the highway, you could only rely on the supplies you had prepared in advance. In addition, a detailed map was also very necessary.

　　Awesome cars are important

　　In addition to a complete range of daily necessities, the most important thing is to choose a suitable and awesome car that can accompany you to sleep in the open and drive you around the world. So the question is, what kind of car is more suitable for self-driving travel?

　　In fact, the requirements for a self-driving tour are nothing more than these points: full power and comfortable space. In terms of power, only a car with full power can cope with various terrains during a self-driving tour; in terms of space, there are many things in the self-driving tour, which requires enough space. If there are children, they also need a comfortable environment for them to rest. Of course, if the appearance is also good-looking, cool and cool, Jingmei people and cars are in a good mood.

　　Next, in light of these points, we will introduce several models suitable for self-driving travel.

　　New Power National Car – Geely Binrui 200T DCT Comfort

　　Self-driving travel requires strict positive response to car power. In this regard, Geely Binrui 200T DCT Comfort can fully meet travel needs. Equipped with G-Power 1.0TD turbocharged engine, the whole vehicle is fully powered while achieving low energy consumption, and the journey shuttle is very light. Not only that, the car is also equipped with GKUI intelligent ecosystem, which can easily control music and navigation through voice, which is intelligent and convenient.

　　In addition, the high-quality electric anti-pinch sunroof is another major feature of the Binrui 200T Comfort model. In addition to its large size and good lighting, it can block 95% of ultraviolet rays. It also has intelligent anti-pinch, safe and reliable, ventilation, heat dissipation and cooling functions, making the whole vehicle safer and more delicate. Holiday travel, opening the sunroof and looking up at the night sky with her beloved on a starry night, this romantic scene is also a beautiful journey memory.

　　As a direct sales customized model of Dasouche and Geely Automobile, Geely Binrui 200T DCT comfortable enjoyment model is also very suitable in price. The editor saw that the new retail platform of Dasouche launched a double festival to celebrate the "brand direct supply, one drop to the bottom" activity. The full price of this direct sales customized car is directly reduced by 20,000 yuan, and the price is only 71,800 yuan. In addition to the full amount, you can also choose installment loans, financial leasing and other ways to buy cars. The financial leasing model can enjoy a discount of 2,000 yuan for the down payment, and the maximum official subsidy is 9,600 yuan. Overall, it is very favorable.

　　Internet celebrity hot-selling Chinese steel cannon – Geely Binyue PRO BSG version

　　If you want to make the journey more exciting, it is necessary to choose a cool car. In this regard, the Geely Colorful PRO Light Knight BSG is also a very suitable choice. This model is jointly customized by the big search car and Geely Automobile. The body adopts two-color matching, which is very in line with the aesthetics of young people’s pursuit of fashion. The red and black front grille, sports black roof, tomahawk blackened wheels, red calipers, rear spoiler, carbon fiber decorative exterior mirrors, etc. also highlight the youthful fashion and dynamic of the whole vehicle. Driving such a car on the road must be very eye-catching.

　　Now, this car in the bullet car discount is also very strong, the full direct drop of 10,000 yuan, a price as long as 92,800 yuan, not only that now to the bullet car platform to buy a car, but also can get a lot of additional benefits, 1000 yuan rights deposit, you can enjoy 2699 yuan rights gift package, can really save a lot of money.

　　Born Powerful – Chery Tiggo 7i

　　Of course, for friends who plan to drive together as a family, an SUV with a large space can better satisfy the comfortable ride experience of the family. For example, the Chery Tiggo 7i, with a length, width and height of 4470/1837/1670 mm and a wheelbase of 2670 mm, has excellent space performance. Not only that, the rear seat cushion is also designed to be lengthened and thickened, which can fully take care of the riding comfort of the rear passengers.

　　Now log in to the Tmall flagship store or APP to choose this car, you can enjoy a discount of 20,000 yuan for the full amount, and the price is 89,800. Not only that, but you can also get a lot of benefits such as 1 ton of gasoline and a general 1,000 yuan down payment voucher when you place an order in the store.

　　In addition to the above three models within the 100,000, the editor also found a good car with super activity on the platform – Lincoln MKC 2.0T two-wheel drive exclusive version. This SUV is very suitable for self-driving travel in terms of appearance, power and space. The key is that in this "brand direct supply, one drop to the bottom" activity, this car has the largest discount, the full amount has dropped by 71,800 yuan, and the price is only 235,000, which is really exciting! Interested friends can go to the flagship store of Tmall or APP to learn more about it.

　　After reading the above strategy, I believe that everyone is very clear about the preparation for self-driving travel. Of course, there are many models suitable for self-driving travel, so I will not give examples one by one. If you want to self-drive this National Day, you can refer to the above models and the welfare activities of the car platform to choose.

To discuss the shape of future mobile phones, "folding" is a topic that cannot be avoided.

　

In early September this year, International Data Corporation (IDC) released the latest mobile phone quarterly forecast report. The report shows that the shipment of China’s folding screen mobile phone market is expected to be about 10.68 million units in 2024, an increase of 52.4% year-on-year. Extending the time to 2028, the forecast number will exceed 17 million units, with a five-year compound growth rate of 19.8%.

　

　

Future shipments and growth rates of folding screen mobile phones in China | IDC

　

Sustainability and growth are the future that folding screen mobile phones are embracing. However, just when the market believes that the form of "horizontal" and "vertical" has been determined and begins to compete in the internal and external screen functions, Huawei will expand the folding track to a position that the entire industry has never reached:Trifold…

　

On September 10, Huawei brought a new flagship folding Huawei Mate XT Extraordinary Master, which once again defined "what is a folding screen" on the basis of the whole series of folding product lines of vertical folding, horizontal inner folding, and horizontal outer folding.

　

　

Previously, some manufacturers have also released triple-fold concept phones, and Huawei has brought it to the mass-produced product line for the first time.

　

Mass production means a breakthrough in all aspects of technologyWhen a product is delivered from the showcase to the consumer, it must be the new technology that has been designed, tested and validated countless times.

　

As Huawei’s end point BG CTO said in an interview "Dare to think in order to reduce the dimension", Huawei has put forward extremely strict requirements for the triple-folding screen mobile phone, not only to maintain the same grip feel as the traditional straight-board mobile phone in the folded state, but also to place two hinges in a small space, and also bring a comprehensive flagship experience. It is Huawei’s requirements for product upgrades that have brought about a comprehensive breakthrough in the triple-folding mobile phone.

　

Behind the three folds is technological innovation　

　

Since the birth of the folding screen, the selling point has shifted from "stunning when opened" to "all-round experience".

　

If you don’t talk about unfolding, what is the difference between the folding screen and the ordinary smartphone? The folding screen is difficult to achieve the ultimate good, because it is itself a device that "wants, wants, and wants".

　

Among them, the first point ishingeIn the folding screen, the hinge has always been a "skeleton". On the one hand, the hinge, as the core support structure of the entire screen, needs to ensure the accurate linkage of the screen axis.

　

On the other hand, the hinge is also a key factor that directly affects the lifespan of the device, reducing the impact during folding and unfolding, and protecting internal components and screens from damage.

　

Therefore,The development history of folding screens can also be regarded as the development history of hinge technologyWhen the folding screen comes to the three-fold era, if the existing hinge solution is to be used directly, the thickness of the whole machine will inevitably increase. In order to ensure a slim body, a new hinge technology is essential

　

In addition to the leading double-rotating eagle wing hinge and double-rotating water drop hinge, Huawei has given a hinge solution exclusive to three folds: Huawei Tiangong Hinge System. Huawei Mate XT Extraordinary Master adopts the solution of using both inner and outer folds on one machine. On top of thinness, it realizes the same opening and feel inside and outside and stability during opening and closing, and further realizes the precise linkage of the screen axis.

　

In order to ensure the thickness of the folding screen body of the whole machine, Huawei adopts different structures for the inner folding and outer folding hinge parts. For the inner folding hinge part, Huawei uses an embedded sliding structure. Compared with the traditional hinge, this solution can provide relative sliding space while the hinge rotates. The thickness of the hinge is reduced by 16% by using the plane motion compensation space movement, which limits the folding space.

　

　

In the outer folding hinge part, Huawei has brought a thinner overall structure than the previous generation through the embedded integrated linkage structure.

　

　

Smaller space also means the challenge of miniaturizing components. In each hinge shaft, Huawei also delicately stuffed different support arms and connectors, including gears with a radius of less than 1mm. In order to ensure mechanical strength, the core components of the Huawei Mate XT Extraordinary Master hinge are made of super-strong rocket steel with a deformation resistance of 1900MPa, which provides reliable support for the movement of the shaft, so that it can not only maintain consistent strength in long-term use, but also last forever.

　

　

According to a number of patents published by Huawei recently, Huawei Mate XT extraordinary master realizes a new folding end point product form through the two-axis linkage architecture scheme. Through constant length design, water drop screen design, and two-axis linkage control, the screen is protected intact.

　

The hinge provides a stable base for the folding screen.Flexible screenIt is another challenge for the availability and durability of folding screens: how can the most fragile screens on traditional mobile phones be folded again and again?

　

Since the development of folding screens, OLED technology based on flexible substrate design has gradually matured. A screen itself is made of multiple layers of panels of different materials and functions stacked together. It is because of this multi-layer structure that different compartments will deform to varying degrees due to stress changes during the bending process of the screen. Therefore, for common infold screens,extrusion resistanceIt is particularly important, and the relative external folding folding screen needs to be considered when designingtensile resistance…

　

　

But for the three-fold screen, the structural design of the inner fold and the outer fold needs to take into account both properties. In order to achieve the three-fold, Huawei has developed a multi-directional bending flexible material, which is a chain-like molecular structure, and the weak intermolecular interaction makes the screen’s bending capacity enhancement 25%. The advantages of the multi-directional bending flexible material allow the screen to achieve external folding resistance to stretching and internal bending resistance to extrusion at the same time, and also allow the screen to finally achieve a smooth folding effect, so that the whole machine can achieve omnidirectional bending from -180 ° to + 180 °.

　

Although the material is good, it is not easy to use it for the product. This material itself is a hydrophilic solvent-based material. In order to achieve the requirements of mass production, Huawei has further overcome the problem of low-temperature purification and curing in the manufacturing process.

　

In order to make the folding screen silky and supple when opened and closed, rigid and durable when used, and achieve the characteristics of "soft with rigid", in addition to multi-directional bending flexible materials, Huawei also applied ultra-thin flexible glass (UTG) and non-Newtonian fluid materials to this screen. Non-Newtonian fluid materials are strong when they are strong, and soft when they are soft, which improves the impact resistance of the screen and greatly increases the strength of the screen. Ultra-thin flexible glass imparts impact resistance and high strength, which can prevent small accidents in the use of mobile phone screens.

　

The folding effect of the screen is the basis for the folding screen to achieve "usable", and the ultimate display effect on top of this is the ultimate pursuit of the folding screen. Huawei Mate XT Extraordinary Master brought a resolution of 2232 x 3184 to this screen up to 10.2 inches, achieving a 3K Huawei Pro large screen. Whether watching movies, browsing photos, or creating, this screen can perfectly present unprecedented delicacy and extreme rich colors.

　

It requires both hinge technology and flexible screen. On top of these two hard powers, the folding screen will also face an ultimate test:Screen axis linkage…

　

Although the flexible screen can be folded, it does not have excellent ductility. This means that in the process of bending and unfolding, the hinge needs precise telescopic control to match the changes of the flexible screen. Huawei has designed a micron-level digital twin model for this purpose. Through the grid simulation with micron-level accuracy, the key parameters such as the hinge telescopic amount and the door panel motion angle are repeatedly adjusted to determine the optimal linkage trajectory.

　

At the same time, in order to find the "best feel" during the opening and closing process, Huawei’s quantitative mechanics analysis and user research, through human factors iterative optimization, finally defined the optimal opening and closing force curve to ensure the silky opening and closing process. The first multi-drive adjustment system uses up to 26 precision cams to finely adjust the opening and closing feel, accurately fitting the opening and closing force curve, thus achieving the best opening and closing feel experience.

　

　

In addition to the key technologies of the hinge and screen, Huawei Mate XT Extraordinary Master redesigned the internal structure of the whole machine, finally presenting the first thinner to 3.6 mm, equipped with a large 5600mAh battery, and supports Huawei’s full-scene super fast charging.

　

Unlike the mature development of touch-screen mobile phones, the new form of folding screens can be described as a reconstruction of the concept of mobile phones. Because of this, continued investment in technology has become an insurmountable barrier.

　

Huawei began to lay out folding machines in 2019, and has been the dominant position in the folding screen mobile phone industry ever since. In fact, long before this, Huawei has already begun to invest in the research and development of key technologies for folding screens. In 2016, Huawei began to overcome the problem of water drop hinges, and from that moment on, Huawei has stood in the leading position in the industry.

　

But Huawei, which engraves its innovative genes in its bones, will never be satisfied with the status quo. It not only continuously enhances the experience of existing folding screens, but also brings its deep accumulation in the folding field to a unique track.

　

Continuous investment in research and development has given Huawei the confidence to innovate, and its daring attitude has also allowed it to continuously break through the status quo of the industry and stay at the forefront of technological innovation.

　

This is also why the three-fold is none other than Huawei.

　

The beauty of compromise:

　

Harmony in form, development in experience

　

Just when people are still asking "what is the use of a folding screen?", Huawei has brought a unique and extraordinary experience to this triple-folding screen.

　

In terms of aesthetic design, Huawei has long been at the forefront of the times. Whether it is the delicate polishing of the fuselage material or the calm matching of the body color, each Huawei mobile phone can bring a distinct and unique aesthetic style. On the Huawei Mate XT Extraordinary Master, Huawei has continued the iconic octagonal star diamond design on the back of the Extraordinary Master series, so that the sense of technology of the camera group is integrated into the texture of plain leather. The rock vein texture design created through 78 processes such as "stacking, forging, and twisting" makes each mobile phone have a unique brand.

　

　

The addition of system-level AI has turned this tri-fold into a large-screen intelligent assistant that can be put in the pocket. Xiaoyi, the intelligent assistant carried by Huawei’s Mate XT extraordinary master, relies on Huawei’s self-developed Pangu model, which has system-level AI capabilities and can accurately understand consumer intentions, create efficient and convenient productivity tools, and help consumers complete various tasks more efficiently.

　

The larger screen and the ultimate imaging system bring a different shooting experience. Huawei Mate XT Extraordinary Master is equipped with a ten-speed variable aperture and an optical periscope telephoto lens, which brings stable production effects under different light conditions. The triple-folding large screen supports up to 6 pictures in the same frame for comparison, which can preview the details of different photos and quickly filter out the exciting ones in the complicated photos.

　

The experience brought by the tri-fold is just the beginning. The new device form gives people more imagination, and the mature technical support makes the tri-fold a new path to future technology.

　

In 1984, Psion released the Organiser, the first personal digital assistant (PDA), carrying people’s original dream of "putting a computer in your pocket". After the advent of the smartphone, this dream has gained unprecedented development, but it is still trapped in the small screen.

　

The appearance of the triple fold now makes the dream from 40 years ago finally come true.

　

Behind the dream is the technological strength revealed in countless details by the extraordinary master of Huawei Mate XT. Behind the three folds is the smart balance of flexibility and sturdiness.

　

The true dreamer would not stop at the same place. From two folds to three folds, not only one more fold, but also a qualitative change in technology. When Huawei opened the new track of three folds, it might inspire more technological possibilities.

　

Author: Owl

　

Cover image source: Huawei official

　

IT House reported on April 18th that during the live broadcast this afternoon, Lei Jun revealed that Xiaomi’s self-developed motor V8s is expected to get on the bus at the end of the year, but the specific model has not been announced yet.

At the Xiaomi Automobile Technology Conference held in December last year, the Xiaomi Super Motor V8s was officially released, claiming that the speed reached 27200rpm, ranking first in the world.

The motor has a maximum horsepower of 578PS, a peak power of 425kW, a peak torque of 635N?m, a maximum efficiency of 98.11%, and a power density of 10.14kW/kg.

The motor is the first in the industry with 960MPa special silicon steel sheet, self-developed rotor design, bidirectional oil-cooled heat dissipation, S-shaped three-dimensional oil circuit design, 54 slots and 6 poles design, 8 layers of Hairpin flat wire winding, and the slot full rate is 77%.

Xiaomi also revealed that the company’s laboratory has pre-researched a 35000rpm motor.