标签： 上海夜生活论坛

　　On April 27th this year, "Guiding Opinions on Regulating Asset Management Business of Financial Institutions" (hereinafter referred to as "new asset management regulations") was officially released and implemented, and the asset management market with a total scale of 100 billion yuan ushered in major changes. The night before yesterday, China Banking and Insurance Regulatory Commission issued the Measures for the Supervision and Management of Financial Management Business of Commercial Banks (Draft for Comment) (hereinafter referred to as the "Measures"), which is intended to be issued and implemented as the supporting rules of the new asset management regulations. Then, what changes will the promulgation of the Measures bring to investors’ purchase of bank wealth management products?

　　status

　　At the end of June, the balance of non-guaranteed wealth management products of banks was 21 trillion yuan.

　　According to reports, since 2002, China’s commercial banks have successively carried out wealth management business. The bank wealth management business has played an active role in enriching the supply of financial products, meeting investors’ demand for capital allocation, and promoting the marketization of interest rates. However, in the rapid development, there have also been some problems, such as nonstandard business operation, inadequate management of investors’ appropriateness, insufficient information disclosure, and "buyer’s conceit" on the basis of "seller’s responsibility".

　　In this regard, China Banking and Insurance Regulatory Commission has always attached great importance to the risk and supervision of bank wealth management business, and constantly improved the supervision framework of bank wealth management business. In the first half of 2018, the overall operation of bank wealth management business was stable. At the end of 2017, the balance of bank non-guaranteed wealth management products was 22.17 trillion yuan, the balance at the end of May 2018 was 22.28 trillion yuan, and the balance at the end of June was 21 trillion yuan. The scale and proportion of interbank wealth management continued to decline. Financial management funds are mainly invested in standardized assets such as bonds, deposits and money market instruments, accounting for about 70%; The investment in non-standardized creditor’s rights assets accounts for about 15%, which is generally stable.

　　focus

　　The threshold for public offering of wealth management products was reduced to 10,000 yuan.

　　The relevant person in charge of China Banking and Insurance Regulatory Commission said that the Measures strengthen the proper management of investors, distinguish between public offerings and private offerings of wealth management products, guide investors to buy wealth management products that match their risk tolerance, and effectively protect the legitimate rights and interests of investors. Public wealth management products are publicly issued to unspecified public, while private wealth management products are privately issued to no more than 200 qualified investors.

　　The "Measures" require that commercial banks should set an appropriate time limit and sales starting amount according to the nature and risk characteristics of wealth management products.

　　At present, the minimum bank wealth management products sold by commercial banks are 50,000 yuan. The "Measures" stipulate that if a public offering of wealth management products is issued, the starting point for sales by a single investor shall not be less than 10,000 yuan. When a commercial bank issues private wealth management products, the amount of investment by qualified investors in a single fixed-income wealth management product shall not be less than 300,000 yuan, the amount of investment in a single mixed wealth management product shall not be less than 400,000 yuan, and the amount of investment in a single equity wealth management product, a single commodity and a financial derivative wealth management product shall not be less than 1 million yuan.

　　Dong Ximiao, a senior researcher at Chongyang Financial Research Institute of the National People’s Congress, believes that lowering the threshold of bank wealth management products will help bank wealth management products to be more universal and cover more ordinary investors, making it easier for more ordinary people to buy bank wealth management products.

　　sb/sth attracting attention

　　Bank wealth management products will be able to invest in public securities investment funds.

　　The current supervision system of bank wealth management business stipulates that public wealth management products can only invest in monetary and bond funds, and may not invest in stocks publicly traded in the domestic secondary market or securities investment funds related to them, and may not invest in the shares of unlisted enterprises or shares privately issued or traded by listed companies.

　　The "Measures" issued this time have liberalized relevant restrictions and allowed public and private wealth management products to invest in various public securities investment funds; At the same time, consistent with the "new regulations on asset management", the investment of wealth management products in public securities investment funds can no longer penetrate into the underlying assets.

　　At the same time, the "Measures" also left a "hole" for publicly offered wealth management products to invest in the stock market, pointing out that "the relevant provisions on investing in domestically listed stocks shall be formulated separately by the the State Council Banking Regulatory Authority".

　　According to the Measures, the market value of a single securities or a single public securities investment fund held by each public wealth management product shall not exceed 10% of the net assets of the wealth management product; The market value of a single securities or a single public securities investment fund held by all public wealth management products of a commercial bank shall not exceed 30% of the market value of the securities or the public securities investment fund; All wealth management products of commercial banks hold shares issued by a single listed company, and shall not exceed 30% of the tradable shares of the listed company.

　　In addition, there is a negative list of areas where bank wealth management products cannot be invested. The Measures stipulate that wealth management products of commercial banks shall not directly invest in credit assets, directly or indirectly invest in credit assets of the Bank, directly or indirectly invest in wealth management products issued by the Bank or other banking financial institutions, or directly or indirectly invest in subordinated credit asset-backed securities issued by the Bank. The wealth management products issued by commercial banks to non-institutional investors shall not be directly or indirectly invested in non-performing assets or non-performing asset-backed securities, unless otherwise stipulated by the the State Council Banking Regulatory Authority.

　　pay close attention

　　Capital preservation and financial management are regulated according to deposits.

　　At present, there are both guaranteed and non-guaranteed bank wealth management products. Guaranteed wealth management is popular with conservative investors because of its low risk and higher income than deposits in the same period. However, the "Measures" issued this time are consistent with the "New Regulations on Asset Management" and are positioned to standardize non-guaranteed wealth management products of banks.

　　The relevant person in charge of China Banking and Insurance Regulatory Commission said that non-guaranteed wealth management products are real asset management products; Capital-guaranteed wealth management products can be divided into structured wealth management products and unstructured wealth management products according to whether they are linked to derivative products or not, and should be managed according to structured deposits or other deposits respectively. Structured deposits are widespread in the world, which are essentially different from the asset management attributes of non-principal-guaranteed wealth management products, such as legal relationship, business essence, management mode, accounting treatment and risk isolation.

　　The Measures stipulate that capital-guaranteed wealth management products shall be managed in accordance with structured deposits or other deposits. At the same time, we will undertake and further clarify the relevant requirements of structured deposits in the current regulatory system in the supplementary provisions, including: bringing structured deposits into the on-balance-sheet accounting of banks, bringing them into the scope of deposit reserve and deposit insurance premiums according to deposit management, and drawing capital and provisions for related assets according to regulations; When selling structured deposits, banks should implement the relevant provisions of the Measures and its annexes on product sales, fully disclose information and risks, and protect the legitimate rights and interests of investors; To carry out structured deposit business, banks need to have corresponding derivatives trading business qualifications.

　　disclose

　　Banks can only talk about past performance when promoting wealth management products.

　　Nowadays, bank wealth management products will show the expected annualized rate of return, and many investors choose products accordingly. In the future, the expected rate of return will not appear in promotional materials.

　　The Measures require that when selling wealth management products, commercial banks should strengthen the management of investors’ appropriateness, fully disclose information and risks to investors, and must not publicize or promise to protect capital and income, and must not mislead investors to buy wealth management products that do not match their risk tolerance.

　　When issuing wealth management products, commercial banks are not allowed to publicize the expected rate of return of wealth management products. In the publicity and sales text of wealth management products, only the past average performance and the best and worst performance of the wealth management products or similar wealth management products of the Bank can be published, and investors should be reminded in striking words that "the past performance of wealth management products does not represent their future performance, nor does it equal the actual income of wealth management products, so investment should be cautious".

　　The outstanding achievement of Zhejiang’s "Ten Million Projects" lies in the strategic planning, care and guidance of the Supreme Leader’s General Secretary, and the scientific guidance of the Supreme Leader’s Socialism with Chinese characteristics Thought in the new era. We must have a deeper understanding of the decisive significance of the "Two Establishments", strengthen the "four consciousnesses", strengthen the "four self-confidences" and achieve the "two maintenances", effectively sum up and popularize the experience of the "Ten Million Project" in Zhejiang, learn and use it well, grasp the world outlook and methodology containing the supreme leader Socialism with Chinese characteristics Thought in the new era, and constantly transform it into the thinking methods and concrete results of promoting Chinese modernization.

　　Zhejiang Province continues to deepen the "Ten Million Projects", push forward the "new rural areas with materials" to "new rural areas with people", and strive to build the countryside into a beautiful home for farmers to live in and rely on. The picture shows that on May 26, 2023, the "Our Village Games" in Huzhou City, Zhejiang Province was held in Tangdian Village, Binhu Street, South Taihu New District. More than 100 peasant athletes from 12 teams participated in the competition and shared their sports interests. Photo courtesy of Propaganda Department of Zhejiang Provincial Committee

　　We must adhere to the people-centered development thought and take the realization of people’s longing for a better life as the starting point and the end result.

　　"Ten Million Projects" originated from the profound peasant complex and sincere feelings for the people of the Supreme Leader General Secretary. Over the past 20 years, starting from the vital interests of millions of farmers in Zhejiang Province, Zhejiang has insisted that the people have a call and I have a response, constantly improving rural production and living conditions, improving farmers’ quality of life and health level, so that farmers have more sense of acquisition, happiness and security. Practice has proved that only when farmers are truly in their hearts, thinking about what farmers think, anxious about what farmers are anxious about, and constantly solving the practical problems that are the most urgent and strongly reflected by farmers, can we get the sincere support and support of the farmers and speed up the filling of the shortcomings of China’s modernization drive in agriculture and rural areas.

　　In the new era and new journey, we should stand firm on the people’s stand more consciously, strengthen the sense of purpose, respect the people’s wishes, take more measures to benefit the people’s livelihood and warm the people’s hearts, do everything possible to broaden the channels for farmers to increase their income and get rich, consolidate and expand the achievements of tackling poverty, make farmers’ pockets more and more bulging, and make more and more prosperous days, so as to promote the common prosperity of farmers and rural areas and make more obvious substantive progress.

　　We must adhere to the new development concept and comprehensively promote rural revitalization.

　　The sharp contrast between the rural areas before and after the implementation of the "Ten Million Projects" and the great changes in production and life brought about by the implementation fundamentally reflect the changes in development concepts and development methods. From the construction of village environment to the all-round development of rural areas, from the construction of material civilization to the construction of spiritual civilization, Zhejiang adheres to the new development concept and has embarked on a broad road towards high-quality and efficient agriculture, livable rural areas and rich farmers. Practice has proved that when the concept changes, the world becomes wider. Only by implementing the new development concept completely, accurately and comprehensively and promoting rural revitalization can we clear our minds, grasp the direction and find the right focus.

　　In the new era and new journey, we should take the new development concept as the guide, accelerate the construction of a new development pattern, correctly handle the major relations such as speed and quality, development and environmental protection, development and safety, strengthen mechanism innovation and factor integration, do a good job in the "five revitalization" of rural industries, talents, culture, ecology and organization, and realize a virtuous circle of agricultural production, rural construction and rural life ecology.

　　We must strengthen the concept of system and strive to promote the integration and development of urban and rural areas.

　　Since the implementation of the "Ten Million Projects" for 20 years, Zhejiang has always insisted on coordinating urban and rural development, constantly promoting the extension of urban infrastructure to rural areas, the coverage of public services to rural areas, and the flow of resource elements to rural areas, which has brought about profound changes in urban-rural relations. Practice has proved that rural areas and cities must be considered and coordinated as an organic and unified whole system, giving full play to the role of cities in promoting rural areas and rural areas in promoting cities, taking into account various factors and paying attention to multi-objective balance.

　　In the new era and new journey, it is necessary to systematically manipulate the urban-rural relationship, take the county as an important starting point, make overall plans and make concerted efforts, grasp key points, fill shortcomings, intensify reforms, break down institutional barriers that hinder the equal exchange and two-way flow of urban and rural factors, promote more development factors and various services to the countryside, and accelerate the formation of a new type of urban-rural relationship between workers and peasants that is mutually reinforcing, complementary, coordinated and prosperous between urban and rural areas.

　　We must vigorously investigate and study, think about problems, make decisions and do things from reality.

　　The "Ten Million Project" is a major decision made by the Supreme Leader Comrade after he went to work in Zhejiang, and spent 118 days traveling around 11 cities and villages to make a careful inspection and fully grasp the provincial and agricultural conditions. In the past 20 years, every deepening of the "Ten Million Project" is based on the results of investigation and research. Practice has proved that the correct decision-making can not be separated from investigation and study, and the correct implementation can not be separated from investigation and study. Only by learning this basic skill well can we find out the situation and identify the problems accurately, and the ideas, policies and programs put forward can conform to the actual situation, objective laws and scientific spirit.

　　In the new era and new journey, we should continue to strengthen and improve investigation and research, focus on promoting rural revitalization, achieving common prosperity, improving people’s livelihood and other key and difficult issues in reform, development and stability, go deep into the grassroots, grasp the facts, take the pulse, closely combine with our own reality, plan and implement targeted policy measures, and constantly break the bottleneck of contradictions and promote high-quality development.

　　We must focus on the grassroots, strengthen the foundation, consolidate the basic work orientation, and improve the grassroots governance system led by party organizations.

　　Since the implementation of the "Ten Million Projects" for 20 years, Zhejiang has grasped Party building to promote rural revitalization, given full play to the role of rural grass-roots party organizations as fighting bastions, and given full play to the leading role of village party organization secretaries and village committee directors, guiding grassroots party member cadres to be the first and the first, and uniting and leading the peasants to listen to the Party’s words, feel the Party’s gratitude and follow the Party. Practice has proved that whether the masses are rich or not depends on the branch; Whether the branch is strong or not depends on the "leader". Only by persisting in leading grass-roots governance with party building and being good at mobilizing and relying on the masses can the party’s political advantages, organizational advantages and close ties with the masses be continuously transformed into the working advantages of comprehensively promoting rural revitalization.

　　In the new era and new journey, it is necessary to highlight the clear orientation of grasping the grassroots, select and strengthen the leading bodies of grassroots party organizations, improve the governance system of combining autonomy, rule of law and rule of virtue under the leadership of party organizations, promote the sinking of various governance resources to the grassroots, and constantly stimulate the enthusiasm, initiative and creativity of the people, forming a good situation of cohesion and unity.

　　We must anchor the goal, work hard and draw a blueprint to the end.

　　In the past 20 years, Zhejiang has always regarded the "Ten Million Projects" as the "Top-ranking Project", maintained its strategic strength, worked one after another, achieved a phased goal, and rushed to a new goal, accumulating small victories into great victories, creating a model of continuous struggle and persistent implementation. Practice has proved that hard work can overcome difficulties and hard work can make dreams come true. We must continue to improve our work style, spend more thoughts and efforts on implementation, avoid formalism and bureaucracy, and refrain from "performance projects" and "image projects" to prevent "new officials from ignoring old scores."

　　In the new era and new journey, we should closely focus on the party’s central task, demonstrate the decision-making and deployment of the Party Central Committee by benchmarking, maintain historical patience, do one thing after another, and do it year after year. In particular, we should pay attention to preventing the tendency of impulsive political achievements, blind recklessness, fast work, "changing the track" and "leaving traces" that are easy to appear after the change of office, further win the hearts and minds of the party with a good style, and unite the majestic power of building a strong country and national rejuvenation.

　　For more exciting contents, please refer to the article "Summarizing and Promoting the Experience of" Ten Million Projects "in Zhejiang Province to Promote the Study and Implementation of Socialism with Chinese characteristics Thought of the Supreme Leader in the New Era".

　　(Planning: Liang Peiyun, Chai Xiaofan, Audit: Li Yanling)

　　Since the outbreak of the epidemic in Shanghai in March this year, on the nearly 3,000-kilometer highway from Yunnan to Shanghai, bright red slogans can often be seen on fully loaded trucks: "The friendship between mountains and seas is deep, and the Shanghai-Yunnan family is close", "Come on Dehong, Come on Fudan" and "Xu Ping is United in fighting the epidemic" … …

　　These slogans express the concern of 47 million people of all ethnic groups in Yunnan for the people of Shanghai in the epidemic. These trucks are full of anti-epidemic materials donated to Shanghai from all over Yunnan — — Vegetables, fruits, herbs, ham and so on. As of May 5, Yunnan Province has supported 9083.51 tons of anti-epidemic materials in Shanghai, with a value of 155.563 million yuan, which shows the chivalrous feelings of Yunnan people and also contains the gratitude of Yunnan people to Shanghai people for their selfless help to Yunnan for 26 years.

　　Give one’s love.

　　"Folks, tell everyone a good news. The cucumbers we donated to Shanghai have been sent to Shanghai." On May 10th, Zhang Linbao, president of the vegetable cooperative in Dahuangdi Village, Xinjie Town, Midu County, Yunnan Province, walked into the vegetable shed and said to the members who were picking cucumbers. At the end of April, I heard that the county was organizing vegetables to support Shanghai’s anti-epidemic. Twenty members of the cooperative immediately went into the greenhouse to pick cucumbers and box them, and donated 80 boxes of cucumbers, which were loaded by the leading cooperative enterprises and pulled to Shanghai.

　　"One party is in trouble, and all parties support it. In order to support Shanghai’s anti-epidemic, everyone is very active. The government has supported the cooperatives, and Shanghai has also helped Midu. We should also repay the society. " Zhang Linbao told reporters. As of May 10th, Midu County has donated 239 tons of vegetables and daily necessities to Shanghai, with a value of 1.24 million yuan. At present, all donated materials have been sent to two enterprises in Fengxian District and Lingang New Area of Shanghai.

　　The same scene of donating materials and the same warm words can be seen everywhere in Yunling, echoing everywhere.

　　Knowing the current epidemic situation in Shanghai, people from all walks of life in Shiping County, Honghe Prefecture quickly raised and donated 167 tons of various agricultural products such as potatoes and zucchini, worth 1.03 million yuan. On April 27th, the second batch of goods vehicles loaded with Shiping people’s love set out again, spanning 2,500 kilometers, and delivered to Kangjian Street in Xuhui District, Shanghai in time.

　　"Chinese bee breeding and alpine tea industry are all projects that Shanghai has helped us. Now, the epidemic in Shanghai has touched the hearts of thousands of people. All the rich leaders in Longfeng Village, please give your meager strength to support Shanghai to fight the epidemic together. " At noon on April 7th, Yang Zhongying, deputy director of the village committee of Longfeng Village, Yongcui Township, Nanjian County, issued an appeal in the WeChat group. People from various village groups in party member sent out red envelopes to donate their love for fighting the epidemic, and the WeChat group was instantly filled with warmth and love.

　　On the afternoon of April 15th, the receiving point of donated materials from Tuanjie Community in Lushui City, Nujiang was busy, and staff and volunteers were sorting, putting into boxes and labeling all kinds of Nujiang agricultural special products. The receiving point received about 780,000 yuan of materials donated by 27 caring enterprises, and the State Red Cross Society received about 710,000 yuan of donations. These agricultural special products will support four hospitals including Shanghai Pudong Hospital. At present, five batches of anti-epidemic materials have arrived in Pudong in Nujiang Prefecture.

　　"As a driver, I transported Nujiang materials to Shanghai, and I feel honored to be able to contribute to the prevention and control of the epidemic. I will ensure that the love materials of Nujiang will be delivered to Shanghai on schedule." The driver and your army who transported anti-epidemic materials to the Pudong New Area in Nujiang said.

　　In Bangmai Village, Wenlong Town, Jingdong County, Pu ‘er City, villager Li Minghua prepared 250 kilograms of tea and sent it to Shanghai. Li Minghua said: "I am a retired soldier. At present, the frontline epidemic prevention personnel in Shanghai are fighting the epidemic around the clock, and their spirit of caring for everyone deeply touched me. I hope I can do my part, so I contacted my comrades in Shanghai Love Service Station so that frontline epidemic prevention personnel can have a cup of hot tea. "

　　At noon on April 9, a heavy truck slowly stopped in front of the school gate of Fudan University, and the banner "Come on Dehong, Come on Fudan" hung on it. With the concern of the people in Dehong Prefecture, Yunnan Province, radishes, potatoes and other epidemic prevention materials were sent to Fudan University.

　　Mei Xian, secretary of the Party Committee of the Department of Environmental Science and Engineering of Fudan University, went to Dehong for a year. After receiving a phone call from Dehong, she was surprised and moved. "The person in charge of Dehong told me that all the materials were given to Fudan, just to express their gratitude and friendship to Fudan." Mei Xian said.

　　Drinking Siyuan Thanksgiving Help

　　The people of Yunnan selflessly supported Shanghai’s fight against the epidemic because of their love and gratitude.

　　"When we were in trouble in Nujiang, Shanghai Pudong helped us. Now that Shanghai is in trouble, we should do our bit in Nujiang. After the epidemic, we are waiting for you in the beautiful Nujiang River, come on! " Zhang Jieqin, general manager of Nujiang Good Helper Cleaning Company, spoke out the voice of the people of Nujiang.

　　As a deep poverty-stricken area, the Nujiang Grand Canyon received strong help from Zhuhai, Guangdong Province during the period of poverty alleviation. Since last year, Shanghai Pudong has helped the Nujiang River relay: 15 enterprises have come to the Nujiang River to recruit migrant workers; The medical team of Pudong Hospital went to Lanping County to help; Eleven towns in Pudong and 29 townships in 4 counties (cities) of Nujiang Prefecture are paired to help, and villages (residences) and enterprises are paired to help 27 relocation sites in Nujiang … …

　　The kindness of the people of Shanghai and Zhuhai will never be forgotten by the people of all ethnic groups in Nujiang. In the workshop of Jiatai Yi Vegetable Food Company in Shaochong Town, Shiping County, Zhang Baowan and Zhang Baofu, Yi villagers in Tuolonghei Village, are packing fresh cabbage donated to Shanghai and sending it to the cold storage. "In the past, Shanghai helped us, and the relationship was like brothers. Now Shanghai is in trouble, we should be grateful and of course help them." Zhang Baowan said. At present, more than 400 tons of caring materials such as vegetables donated by 42 enterprises and some people in the county have also been sent to the people of Shanghai.

　　Since Shanghai Xuhui District helped Shiping County, it has invested 130 million yuan in aid and implemented 78 projects such as road construction, benefiting more than 100,000 people, involving more than 20,000 poor households. The word "Shanghai" was deeply imprinted in the hearts of the villagers.

　　In Douge Village, Jinping Town, Jingdong County, it was just dawn and the orchards on the mountain were crowded. Hearing that there is an urgent need to pick a batch of fruits to rush to Jinshan District, party member people in the village spontaneously went to the orchard to take part in picking, and picked and boxed them as quickly as possible. "Jinshan District has given great support to Jingdong’s education and poverty alleviation in recent years. We are grateful. Many people went to the fields to pick fruits before dawn and contributed their strength to thank Jinshan compatriots." Zhang Jilong, Party branch secretary of Douge Village, said.

　　Jiading District of Shanghai has helped Chuxiong Prefecture since 2017, with a total investment of 1.454 billion yuan and 746 assistance projects, which provided a strong impetus for Chuxiong Prefecture to win the battle against poverty. Since the outbreak of the epidemic in Shanghai this year, two batches of anti-epidemic materials worth 7,045,300 yuan have been raised and organized in Chuxiong Prefecture to rush to Jiading.

　　Shanghai-Yunnan cooperation has a long history. Since Shanghai helped Yunnan in 1996, it has invested a total of 18.242 billion yuan to help Yunnan and implemented more than 14,000 assistance projects. Especially during the period of tackling poverty, we invested 10.564 billion yuan to help Yunnan win the fight against poverty as scheduled. In 2021, 16 districts in Shanghai cooperated with each other to help 88 poverty-stricken counties in Yunnan revitalize their villages, and 221 cadres and 683 professional and technical personnel went to Yunnan to dedicate their youth.

　　"The Midu’s support for Shanghai’s fight against the epidemic shows the deep love between mountains and seas. As a Shanghainese and a Midu, I sincerely say ‘ Thanks Midu, come on Shanghai! ’” Cai Jiejun, deputy director of the Shanghai-Yunnan Cooperation Office in Midu County, said.

　　Recently, the Shanghai Municipal Party Committee and the Municipal Government sent a special letter to the Yunnan Provincial Party Committee and the provincial government to express their gratitude. Shanghai residents have also said that they were deeply moved by the Yunnan materials that they received from thousands of miles, and deeply realized the warmth of "the friendship between mountains and seas is thick, and Shanghai and Yunnan are a family".

　　(Reporter Zhang Yong)

　　　　[XCAR editor has something original to say]

　　　　For Japanese cars, if they are household names, I believe your first impression must be Honda, Toyota, Nissan or Mazda. No matter from the diversified product layout or the circulation of products in the market, the above brands are enough to hold up a world in the market. However, compared with these mainstream Japanese brands, there are also several Japanese brands with great personality competing in the market, namely Suzuki, Mitsubishi and Subaru, which we will discuss in this issue of Editor’s Talk. Let’s take a look at which products these three Japanese brands will rely on to make money in the domestic market in the future.

　 　 Suzuki’s self-salvation

　　　　Suzuki is no stranger to domestic consumers, and has been taking the small car route in the domestic market. Although its Jimny model belongs to a niche model, it was once talked about by off-road enthusiasts. However, with the domestic competition for value, space and personalized consumption environment, Suzuki’s small car strategy has deviated from the market. For many years, it seems that the only Suzuki cars we are familiar with in China are Alto, Antelope and Swift. Although Alto is now renamed as New Alto and its appearance is much more fashionable, it is still what we call "Little Alto". The two relatively new faces, Kai Yue and Feng Yu, have only come out in the past two years.

　　　　In addition, with the continuous decline of joint venture brand models and prices in recent years, independent brands have sprung up everywhere, and low prices are not limited to buying small cars. Compact or even mid-level cars may start with very low prices.

　 　 For the dilemma of the Chinese market, in 2015, Suzuki shifted its strategic focus in China to Chang ‘an, and then the "1855 Strategy" was officially put on the agenda, that is, from 2014 to 2018, five new cars will be launched within five years. If we scrutinize the practical significance of Suzuki’s strategy in China, it is that Suzuki’s future products will no longer be limited to mini-cars and small cars, but also play with compact cars with higher market share and small SUVs that are more popular nowadays.

　　　　In 2014, Changan Suzuki launched a new compact car, Kaiyue. As a compact car for home users, Changan Suzuki can make up for its lack of brand influence with price. The moderate appearance, spacious interior space, sufficient power and affordable price have well grasped the psychological demands of ordinary consumers in China.

　 　 Qiyue entered the market at a low price to make up for its lack of brand influence, and promoted product sales with prices and benefits. However, since its listing in 2014, the sales situation of Kaiyue in China is not optimistic, and even it is gradually marginalized in the compact market. In the past, it was regarded as the "pillar" of Changan Suzuki, and it did not play a key role. Moreover, if the compact market is lost, it will be a big loss for Changan Suzuki.

　　　　The advent of Qiyue is only the tip of the iceberg of Suzuki’s strategy in China. In 2015, Changan Suzuki went public in Vitera. This was after the cross-border SUV Fengyu once achieved good market feedback, Changan Suzuki made product layout in the small SUV market with great demand.

　　　　Changan Suzuki Vitera is a small SUV with great brand personality. The new car inherits Suzuki’s classic hard-core style, and adopts double banner air intake grille. The front line is rough and sharp, and the lower part of the middle net extends downward through trapezoidal lines, further strengthening the solid and tough characteristics of Vitera. A waistline full of strength on the side of the car extends from the front to the rear, while the two-color car body with dynamic rim modeling adds a bit of fashion to it. The rear line of the car is simple and bright, and the irregular hexagonal taillights also add a touch to the new car.

　　　　Changan Suzuki’s new Vitera has a length/width/height of 4175/1775/1610mm and a wheelbase of 2500mm respectively. According to different configurations, six models will be launched, and there are three power schemes: 1.6L+5MT, 1.4T+6MT and 1.4T+6AT.

　　　　Since the first generation of Vitera went on the market in 1988, the style of urban off-road SUV has never been lost. Now the car has embarked on the road of localization, and its personalized design is mainly aimed at the main consumer groups after 1980s and 1990s, which shows that Suzuki attaches great importance to the small SUV market. For Suzuki, who is in hindsight, Vitera is also expected to become its most profitable product.

　　　　Summary:Long-term product shortcomings have led to Suzuki’s failure to establish brand competitiveness to compete with mainstream Japanese cars in China. With the implementation of the new product strategy, Suzuki will share different market segments. According to previous news, Suzuki will launch products in the B-class car market to supplement its product line in the future, but at present, Suzuki’s pillar product in China is still Vitera.

　　Recently, the Japanese girlfriend of Jiang Jinfu, a well-known domestic actor, exposed many photos of bruises on various parts of her body on the Internet, and Jiang Jinfu also publicly issued a document, admitting that she had committed domestic violence and apologizing.

　　November 25th every year is the International Day for the Elimination of Domestic Violence established by the United Nations, also known as the International Day against Domestic Violence. Not many people know this day, but there are not many people who are silently suffering from domestic violence in their lives.

　　According to the "Special Report on Judicial Big Data of Divorce Disputes" recently released by the Supreme Court, applying to the court for dissolution of marriage on the grounds of "domestic violence" ranks the second reason for divorce, accounting for 14.86%, second only to "emotional disharmony". In fact, domestic violence nowadays is not only between husband and wife.

　　Do you know any domestic violence around you? What kind of behavior is domestic violence? Recently, a reporter from chongqing morning post interviewed this.

　　If a wife can’t do anything well, she should learn a lesson.

　　Zhang Xiuying, 72, was sitting in the courtyard dam, burying his face and his eyes were red. After removing her hand, a deep palm print was left on her cheek, which was played by her 76-year-old wife Zheng You. This is a domestic violence case released by the Rights Protection Department of the Municipal Women’s Federation.

　　Zheng You has always been more capable, but Zhang Xiuying is not very good at housework. Zheng You does all the work at home and abroad. Sometimes when he is tired, he will fly into a rage and beat his wife to trap to feel avenged.

　　"It’s natural to beat your wife." Zheng You said angrily, "The old woman can’t do anything well, that’s the lesson!"

　　The village "two committees" immediately set up a help team to intervene, and after visiting to find out the basic situation, they formulated a help plan. They found that the most important reason for domestic violence is that the husband and wife are uneducated and lack legal knowledge. Although Zheng You also realized that beating people was wrong, he had no idea that domestic violence was an illegal and criminal act, and he had never heard of the Anti-Domestic Violence Law. Zhang Xiuying silently endured domestic violence and didn’t realize that her rights and interests had been violated.

　　Therefore, every time the help team visits the home, they will repeatedly explain the laws and regulations such as the Anti-Domestic Violence Law. At the same time, the deep-seated reasons of family violence are analyzed: the couple are old and sick, and their lives are stretched; Zheng You was busy growing vegetables and living, and he didn’t have a hot meal when he got home. When he was in a hurry, he couldn’t help being rude. To this end, the help team took the initiative to help Zheng You arrange sanitation work in the village, which solved the practical difficulties of his family. Through many visits and contacts, the support team found that the couple actually had a good emotional foundation, and there were no principled differences or major contradictions. Zhang Xiuying is not good at housework mainly because she is old, sickly, slow, honest and not capable, and she feels guilty for not being able to share it with her husband.

　　As a result, the help team found the couple’s children again, asking them to visit their parents more, to rebuild the family warmth, so that they can understand each other’s difficulties and cherish the old company more. Slowly, Zheng You realized the harm of domestic violence, slowly learned to be considerate of his wife, and after helping and intervening, there was no domestic violence again.

　　"Xiong Haizi" is disobedient, and dad is fist educated.

　　In April, a 12-year-old boy came from Yuzhong District Women’s Federation. He first wandered in the corridor and then looked into the office. Chen Qian, vice chairman of the Women’s Federation, noticed him. After asking, he learned that this junior high school boy named Ding Ding came for help because of domestic violence. His father’s education method is simple and rude, and what goes wrong is a beating — — Eat slowly, hit; Stuttering, hitting; The academic performance has dropped. Fight!

　　Fist has become the main way of communication between father and son.

　　Chen Qian put down his work and had a few serious talks with Tintin first. She told Ding Ding, you see how hard it is for Dad to work outside every day to get money to take care of his family. "You are a man. It’s wrong for Dad to hit you, but you should also think about what you did badly."

　　Chen Qian made several phone calls with Tintin’s father to find out the situation. The father has repeatedly said that Tintin is a "Xiong Haizi" and always makes himself angry if he doesn’t listen. Because my education level is not high, and I am not very reasonable, I can’t control my fist when I see my child disobeying.

　　Chen Qian told him that you see that children know how to find 110 and ask the Women’s Federation for help, which is very generous and can tell the whole story clearly. It is generally difficult for children of the same age to do it. This is Ding Ding’s strength! Chen Qian tried to let his father see the bright spot of the child, and also told him the seriousness of hitting the child. If the circumstances are serious, it will constitute a crime. Chen Qian later followed this ordinary domestic violence incident many times and found that the relationship between father and son had obviously eased and improved.

　　It is common for parents to beat their children. As everyone knows, it may have violated the law.

　　So, how to define whether "beating children" constitutes domestic violence? Lawyer Wang Tianqiang of Beijing Dacheng (Chongqing) Law Firm said that minors were beaten by their parents for the purpose of education and did not cause harm to minors’ body and mind, which belongs to normal family education. Parents’ abusive behavior, which is not aimed at education, directly affects minors’ bodies, causing them physical or mental pain and damaging their physical health and personal dignity, is a violation of the Anti-Domestic Violence Law (which came into effect on March 1, 2016) and the Criminal Law. The relevant provisions on domestic violence in the Opinions on Handling Domestic Violence Crimes in accordance with the law of the two houses of congress should be in accordance with the law. Its boundary is whether the infringement has caused harm to its body and whether its harm has violated the law.

　　Expert interpretation

　　▲

　　Domestic violence between husband and wife is mostly in these situations.

　　The Municipal Women’s Federation has analyzed the cases of domestic violence letters and visits, and thinks that domestic violence between husband and wife is mostly:

　　One is to treat the woman as a punching bag. Most women who suffer from domestic violence have no fixed job and income, low education level and financial independence. Their dependence on the man reduces their status in the family, and they become the "accessories" and "punching bags" of the man in life, and they are beaten and scolded by the man for no reason.

　　Second, men have bad habits. Some men are grumpy, selfish, and lack of love and responsibility. When some requirements are not met or their families interfere with their bad habits such as drinking, gambling and drug abuse, when their wives persuade them or when their husbands and wives quarrel, the man overpowers the woman with violence.

　　The third is the escalation of physical conflict. When some couples had physical conflicts in the early days, the woman forbeared again and again for reasons such as "speaking out to lose face", "forbearing too much" and "the man was drunk and in a bad mood", which led to the man becoming accustomed to it and escalating into domestic violence.

　　The fourth is the type of intentional trouble. The relationship between the two sides is not harmonious or the man has an extramarital affair. The man is unwilling to file for divorce for some reasons, but forces the woman to file for divorce on her own initiative through domestic violence. Most women who suffer from domestic violence, especially those whose children are young or have no fixed jobs, are reluctant to divorce, mostly because they are worried that divorce will bring adverse effects to their children or that they will be homeless after divorce.

　　remind

　　▲

　　Remember to leave evidence in case of domestic violence.

　　Yuzhong District Court has conducted statistics, and in recent years, about 10% of the marriage and family disputes concluded involved domestic violence. Because domestic violence occurs among family members, the location is relatively private, and the parties have poor awareness of preserving and fixing evidence, which leads to cases of domestic violence that are difficult to prove and judicial identification.

　　In 2016, in 53 cases of family disputes involving domestic violence in Yuzhong District Court, the parties only raised domestic violence in the form of oral statements, and 41 cases were unable to provide any evidence, accounting for 77.3%. In this case, violence cannot be identified. 12 pieces of evidence materials such as photos, police records, witness testimony or medical records can be provided, accounting for 22.6%. Among the cases that provided evidence of domestic violence, 6 cases could not be identified as violence due to only photos or medical records and the relevance of witness identity, and only 6 cases were finally identified as domestic violence.

　　Remember the rights hotline 12338.

　　The Rights Protection Department of the Municipal Women’s Federation stressed that domestic violence is an illegal act, not a housework, so we must say "no" to domestic violence!

　　The Municipal Women’s Federation suggested that there are several ways to deal with domestic violence: victims of domestic violence, their legal representatives and close relatives can complain, reflect or ask for help to the units where the perpetrators or victims work, residents’ committees, villagers’ committees, women’s federations and other units.

　　Victims of domestic violence, their legal representatives and close relatives may also report to the public security organ or bring a lawsuit to the people’s court according to law. You can request the public security organ to give criticism and education to the injurer or issue a warning.

　　Apply to the people’s court for a personal safety protection order because of domestic violence or the real danger of domestic violence.

　　For homeless victims of domestic violence, they can apply for asylum at the domestic violence shelter, which will provide temporary life assistance to victims of domestic violence.

　　Victims of domestic violence can also request trade unions, Communist Youth League, women’s federations, disabled federations, residents’ committees, villagers’ committees, etc. to provide legal education to perpetrators of domestic violence, and psychological counseling if necessary.

　　In addition, the Municipal Women’s Federation opened the 12338 hotline for women’s rights protection in 2005, covering the whole city in 2010. In 2015, the hotline was upgraded, and its functions were expanded to the hotline for rights protection consultation, psychological consultation and girl whisper. From November 2015 to September 2018, the Municipal Women’s Federation received more than 2,000 calls for help.

　　(The parties involved in domestic violence are pseudonyms)

　　laws and regulations

　　▲

　　People’s Republic of China (PRC) Domestic Violence Act

　　Article 16: If the circumstances of domestic violence are minor, and public security administration punishment is not given according to law, the public security organ shall give criticism and education to the offender or issue a warning.

　　The warning should include the identity information of the perpetrator, the factual statement of domestic violence, and the prohibition of domestic violence by the perpetrator.

　　Marriage Law of the People’s Republic of China

　　Article 43: If domestic violence or ill-treatment of family members is committed, the victim has the right to make a request, and the residents’ committee, villagers’ committee and the unit to which he belongs shall dissuade and mediate.

　　The victim has the right to make a request for the ongoing domestic violence, and the residents’ committee and villagers’ committee shall dissuade him; The public security organ should stop it.

　　If the victim makes a request for domestic violence or maltreatment of family members, the public security organ shall impose administrative punishment in accordance with the law on administrative penalties for public security.

　　People’s Republic of China (PRC) Public Security Administration Punishment Law

　　Article 43: Whoever beats another person, or intentionally hurts another person’s body, shall be detained for not less than five days but not more than ten days, and shall be fined not less than 200 yuan but not more than 500 yuan; If the circumstances are minor, they shall be detained for not more than five days or fined not more than five hundred yuan.

　　Article 45: Anyone who commits one of the following acts shall be detained for not more than five days or given a warning: (1) maltreating a family member, and the abused person requests to deal with it; (2) Abandoning a dependant who is unable to live independently.

　　Criminal Code of People’s Republic of China (PRC)

　　Article 234 Whoever intentionally harms another person’s body shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance.

　　Whoever commits the crime mentioned in the preceding paragraph and causes serious injuries shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years; Whoever causes death or causes serious disability by particularly cruel means shall be sentenced to fixed-term imprisonment of not less than 10 years, life imprisonment or death. Where there are other provisions in this Law, such provisions shall prevail.

　　Law of People’s Republic of China (PRC) on the Protection of Women’s Rights and Interests

　　Article 46: Domestic violence against women is prohibited.

　　The state takes measures to prevent and stop domestic violence. Public security, civil affairs, judicial administration and other departments, as well as urban and rural grassroots mass autonomous organizations and social organizations, shall prevent and stop domestic violence within their respective functions and duties, and provide assistance to women victims according to law.

　　▲

　　What is domestic violence?

　　Domestic violence refers to physical and mental violations committed by family members by beating, binding, maiming, restricting personal freedom, and frequent abuse and intimidation. The traditional definition of domestic violence refers to the behavior between family members, but with the development of the times, the definition of "family members" seems too narrow, and there are more and more phenomena of cohabitation before marriage and divorce without leaving home in society, and the anti-domestic violence law also has relevant provisions on this. Therefore, violence between non-marital partners can also be implemented with reference to the provisions of the anti-domestic violence law.

　　Domestic violence is hidden, and many families are "quarreling — Violence — Reconciliation "in the cycle, because in the face of family members with deep feelings, many victims are reluctant to tell outsiders, let alone resort to the law. It is only the tip of the iceberg that domestic violence cases have been discovered and entered the proceedings. Even in the investigated domestic violence cases, most of the victims have actually suffered from long-term violence before the incident, and they have to endure the limit before they speak out.

　　Yuzhong District Court analyzed the concluded cases involving domestic violence, and found that the forms of violence were diversified, mainly physical violence such as beating, injury and restriction of personal freedom, and showed diversified and compound characteristics.

　　Most of the victims of domestic violence are women. For the purpose of saving marriage, domestic violence is regarded as a domestic affair. During the marriage relationship, victims often take a tolerant attitude towards domestic violence or respond by "fighting violence with violence". Only when filing a divorce lawsuit, the victim takes domestic violence as the reason for filing for divorce.

　　China Network March 16 (Reporter Zhang Yanling) The Premier’s press conference is the heavyweight of the two sessions every year. This morning, Premier Li Keqiang will hold the fourth press conference during his tenure. China Net reporters found that Premier Li Keqiang’s first three press conferences answered 39 questions from Chinese and foreign journalists, involving reform, anti-corruption, environmental protection, economic growth, people’s livelihood security, decentralization and other issues. Among them, eight major issues, such as reform, environmental protection, decentralization, and people’s livelihood, are asked and answered year after year, and there are new ideas every year. So, which hot spots will be asked at this year’s press conference, we will wait and see.

　　Three press conferences answered 39 questions and eight major questions, including reform and environmental protection, were never absent.

　　The reporter noted that from 2013 to 2015, Li Keqiang answered 39 questions from Chinese and foreign journalists in three press conferences, involving issues such as reform, anti-corruption, environmental protection, economic growth, people’s livelihood security, decentralization, etc. Among them, issues such as decentralization, reform, environmental protection, economic growth, people’s livelihood security, Hong Kong policy, cross-strait relations, and Sino-US relations have become indispensable at the annual press conference.

　　At the Premier’s press conference in 2013, Premier Li Keqiang answered 11 questions from Chinese and foreign media, including decentralization, urbanization, reform of reeducation through labor system, policy objectives (economic growth and improvement of people’s livelihood), reform bonus, environmental pollution (smog), political experience (policy toward Hong Kong), cross-strait relations, Sino-US relations, Sino-Russian relations, and responding to foreign media concerns (peaceful development does not seek hegemony).

　　At the Premier’s press conference in 2014, Premier Li Keqiang answered 15 questions from Chinese and foreign media, involving Malaysia Airlines, anti-corruption, real estate (shantytown renovation), environmental protection (smog), decentralization, finance and debt (shadow banking), economic growth, downward pressure on the economy, deepening reform, social security (people’s livelihood), Hong Kong policy, cross-strait relations, China’s relations with neighboring countries, China-EU relations and Sino-US relations.

　　At the Premier’s press conference in 2015, Premier Li Keqiang answered 13 questions from Chinese and foreign media, including housing prices, internet plus (online shopping), decentralization, anti-corruption, economic growth, shadow banking, dual innovation, comprehensive two-child policy, cross-strait relations, deflation, Sino-Japanese relations, Sino-US relations and China-Myanmar border.

　　Economic growth and supply-side reform are still hot topics in this year’s Premier’s press conference.

　　Throughout the past three years, the questions asked by the Premier’s press conference have basically involved political, economic, social and people’s livelihood, diplomatic and other major issues. Every year, the topic is the same while reserving differences. Different issues reflect the different stages of economic and social development and the different concerns of the people. Some problems were raised and solved that year, such as the reform of reeducation through labor system. Some questions are asked every year, but the answers every year are innovative, such as smog. In terms of diplomatic relations, China-US relations must be discussed every year, but different countries will be taken into account in different years. For example, China responded to Sino-Russian relations in 2013, China-EU relations in 2014 and China-Japan relations in 2015.

　　At the same time, the reporter noted that in this year’s government work report, Premier Li Keqiang covered a wide range of aspects, such as upgrading the quality and efficiency of state-owned enterprises, employment, comprehensive reform of the camp, linkage of three medical services (medical care, medical insurance and medicine), environmental protection industry, social security, internet finance, and linkage of investment and loan.

　　It can be predicted that topics such as supply-side reform, economic growth, anti-corruption, decentralization, innovation, and people’s livelihood (education, medical care, housing, social security, food safety) will remain hot topics at the premier’s press conference of the two sessions this year.

　　The quips of the Premier’s press conference showed "strong charm", "strong confidence" and "strong determination"

　　As we all know, the Premier’s press conference has always been regarded as the weather vane of the government’s administration, reflecting the imprint of China’s reform, and it has also become an important basis for the international community to observe China, attracting the attention of the global media every time. Every year after the Premier’s press conference, Chinese and foreign media take stock of the Prime Minister’s "quips", "allusions" and "data" at the press conference, and then interpret many positive signals and administrative styles released to the outside world.

　　Just after Premier Li Keqiang’s press conference in 2015, the media praised Premier Li Keqiang’s performance at the press conference. Said his answer hit the floor, wise and humorous, vivid image, love to use data to speak, like to quote classics, but also willing to use vernacular to ground the gas.

　　At the Premier’s press conference in 2013, he talked about corruption with the words "If the people want to live a good life, the government must live a tight life", with the words "Reform is more important in action, and it is better to open your arms than to shout at the top of your voice", and with the words "Being on the road, serving the people and benefiting the world", he expressed his personal feelings in his political career. Especially when talking about economic topics, Li Keqiang is even more witty. He explained the government’s next prevention and control of financial and debt risks by "opening the front door and blocking the side door", and explained the government’s attitude towards economic challenges by "everything is not in trouble, but it is unprepared". He used "declaring war on smog and other pollution, not declaring war on God" to show the direction of controlling smog, and also borrowed the old saying "My way is consistent"

　　And some foreign media praised Li Keqiang’s style of answering reporters’ questions. They believe that Premier Li Keqiang showed "strong" charm, "strong" confidence and "strong" determination at the press conference. They said that the Li Keqiang press conference conveyed to the world China’s "strong" confidence in steady economic growth and "strong" determination to promote reform. They said that Premier Li Keqiang’s evaluation of China’s economy was "objective and calm", which dispelled the doubts about China’s economy. Li Keqiang’s interpretation of the "new normal" is pragmatic and confident, does not evade problems, and has countermeasures, giving a "reassuring" to Western public opinion that is skeptical about China’s economic trend

　　Hong Kong, Taiwan and other media think that Premier Li Keqiang’s press conference shows super "strong" charm. They said that Premier Li Keqiang, as a modern and younger generation central leader, showed more positive optimism of pioneers. He has three unique tricks: "grounding gas": the first trick is to say what the people can understand; The second measure is to pay attention to people’s livelihood from the perspective of the people; The third winning trick is to love "telling stories".

　　Throughout the press conference, Premier Li Keqiang not only pays attention to dialectical skills in answering questions, but also pays attention to dialectical thinking in answering questions, showing a solid theoretical accomplishment.

This year’s dog days have started.

Under high temperature

Many people are busy "drying their backs"

Is this really for health?

01

Can basking in the back really keep fit?

Doctor: Don’t blindly follow the trend!

It is said that "sunbathing on the back in dog days" mentioned by netizens can expel the latent evil in the body, which can not only drive away the cold and keep warm, but also relieve depression, improve physical fitness and improve skin color.

Is back drying really effective? Some netizens said that they did see the effect.

Some netizens said that improper sunbathing can easily lead to heatstroke and sunburn, and not everyone’s physique is suitable.

Some people don’t quite understand "basking in the back". Is it uncomfortable to stay in an air-conditioned room?

The doctor reminded: Don’t blindly follow the trend!

Zheng Yanhua, deputy director of the Department of Traditional Chinese Medicine, Panyu Campus, the Second Affiliated Hospital of Guangzhou Medical University, said that many meridians and acupoints are on the back, and drying the back can regulate the qi and blood of viscera. People with deficiency cold constitution, excessive cold and dampness, frequent diarrhea, cold hands and feet, and fear of cold, try to bask in the back properly or help relieve it.

However, Zheng Yanhua reminded that there are still many stresses on sun-drying health care, and you can’t blindly follow the trend. Sun-drying health care has these stresses:

one

When and how long is the sun suitable?

7-9 am, or after 3 pm.

Adults should spend 20 minutes to 1 hour in the sun each time; Because of the delicate skin of infants and children, the sun exposure time can be appropriately shortened to 15-20 minutes; The ability of the elderly to synthesize and use vitamin D is reduced, and the time can be appropriately extended, but they should not be exposed to the sun for too long at a time.

Sunbathing can achieve slight sweating, not sweating and mental irritability. The first sunbathing time can be shorter. If you feel comfortable, you can extend the time slightly, or do it several times.

2

What are the precautions for drying your back?

Don’t dry your back on an empty stomach. You should take sun protection measures on your head, face and eyes, such as wearing a sun hat and sunglasses. You’d better wear a light-colored blouse when drying, and drink water properly before and after drying to supplement body fluid consumption.

You can prepare sour plum soup, mung bean soup and light salt water at room temperature, and carry warm water and heatstroke prevention and cooling drugs in case of emergency.

It’s best to stay behind the sun in the shade to avoid strong winds and cold winds. If you sweat too much, wait until the sweat stops before entering the air-conditioned room.

three

Who are not suitable for drying their backs?

People who are allergic to ultraviolet rays, or people with hypertension, hyperlipidemia, diabetes, coronary heart disease, people with deficiency of both qi and yin or people with yang excess, pregnant women and other people are not suitable for sun drying.

In addition, older people should also be cautious, and it is best to pay attention to various details accompanied by family members to avoid discomfort.

four

Do enough sun protection after eating these foods and medicines.

Avoid sun exposure after eating or touching Chenopodium album (grey vegetables) or other plants with photosensitivity. Common photosensitivity foods include figs, spinach, lettuce, buckwheat, Chinese cabbage, mustard, amaranth and purslane.

After taking drugs that are prone to phototoxic reaction, you should avoid exposure to sunlight or ultraviolet rays during taking the drugs and within 5 days after stopping taking them. The incidence of phototoxic reaction is higher in the class of antibacterial drugs, such as ciprofloxacin, ofloxacin and enoxacin. In addition, tetracyclines and sulfonamides have also been reported in phototoxic reaction.

Therefore, it is recommended to read the drug instructions carefully before taking the drug, especially when it is indicated in the instructions that the drug can cause phototoxic reaction, you should take good sun protection measures, such as applying sunscreen before going out, wearing umbrellas, sunglasses, trousers and long sleeves to avoid direct exposure of the skin to the sun.

02

About dog days

These rumors need to be vigilant!

Every year, some people blindly keep in good health. The following are some common rumors to clarify:

one

Detoxification after sweating in the dog days?

When the weather is hot, such as dog days, people sweat to better dissipate heat. It is a normal physiological phenomenon that the skin releases heat and regulates body temperature through sweating.

However, excessive sweating and water loss are prone to dehydration and even heatstroke. In the theory of traditional Chinese medicine, there is a saying that sweat and blood are homologous, which means that sweat is transformed from body fluid, and both body fluid and blood come from the subtle grains (nutrients) transported by the spleen and stomach. When sweat is too outdated, its blood will be deficient.

Therefore, sweating slightly is enough, and timely summer vacation is the right solution.

2

Can’t touch iced drinks in the dog days?

Many people may have heard that you can’t touch cold drinks in dog days. In fact, it depends on your physique.

If it is a hot constitution, you can drink ice water or cold drinks in moderation; If you are deficient in cold constitution, you should try to drink warm water or cool white water in hot days.

Need to be reminded that no matter what constitution, excessive drinking of cold drinks will affect the health of the spleen and stomach. Even if the weather is particularly hot, you need to sip slowly when drinking cold drinks.

three

Should heat be used for health preservation in dog days?

In the dog days, "heating with heat" actually refers to nourishing yang in summer, and the best effect is to pursue victory and nourish yang in the solar terms with the highest yang.

However, "heating with heat" is not just hot. You can change iced drinks into warm or normal temperature herbal tea and take a bath with warm water instead of a shower.

four

Carry Huoxiang Zhengqi with you to prevent heatstroke?

The main functions of Huoxiang Zhengqi Water are relieving exterior dampness, regulating qi and regulating middle warmer. It can treat fever, chest tightness, abdominal distension, vomiting and diarrhea caused by moisture in hot days, and nausea and vomiting (summer-damp cold) caused by excessive dampness.

Huoxiang Zhengqi Water is not used to prevent heatstroke, but to treat summer-damp cold. If you want to prevent heatstroke, stay away from the high temperature environment, take the initiative to cool down, and replenish water and electrolytes.

five

Summer training is suitable for everyone?

Practicing dog days in summer is a traditional method of keeping in good health, which means strengthening the body’s heat resistance and preventing heatstroke and other diseases through proper exercise in the hottest summer. The main purpose is to improve the body’s adaptability to the environment through exercise.

However, dog days are characterized by high temperature and high air humidity, so "practicing dog days in summer" requires skill:

Time: the dog days are long, so you can go to bed late and get up early in work and rest, and it is best to choose early morning or evening when the temperature is relatively cool;

Exercise: Swimming, yoga, Tai Ji Chuan and other sports are recommended, which can not only strengthen the body, but also do no harm to the body due to excessive exercise.

03

Correct dog days regimen

Save it in favorites immediately

one

Drink more hot tea.

Chinese medicine believes that health care should conform to the season, and it will be hot when it is hot in summer, and it will be sweaty when it is sweating. In dog days, we should follow the seasonal law and use the "heat-keeping method" to heat up and cool off the summer heat healthily.

2

Have some hot food

As the saying goes, "Eating radish in winter and ginger in summer does not require a doctor to prescribe". Ginger helps to warm the middle and dispel the cold. In addition, cinnamon and fennel can be used as isothermal seasonings in summer.

Hot meats such as mutton and beef can also warm yang and dispel cold, especially suitable for people with cold hands and feet and insufficient blood in summer. People with toothache, excessive internal heat, fever and other symptoms, or people with a hot constitution should avoid eating.

three

Washing hot water

Taking a bath with hot water will dilate the capillaries of the body, which is beneficial to heat discharge. The water temperature is generally controlled at about 30℃, and you can also wipe your face and body with a hot towel to help your body sweat and cool down and make your skin breathable.

four

Hot water soaking feet

Foot is the second heart of human body. Soaking feet with hot water can make blood flow smoothly, increase the blood flow rate and flow rate of feet and enhance metabolism. When soaking feet, the suitable water temperature is 42 C-45 C, and it is appropriate to be warm and comfortable.

five

Do moxibustion

Chinese medicine believes that moxibustion in dog days will get twice the result with half the effort. When moxibustion is applied, you sweat moderately, and the heat and dampness in your body are also discharged. Drink some warm mint leaf water after moxibustion, and your body will feel extremely refreshed.

six

Sweat properly

In summer, it is necessary to "control sweat with sweat", and exercise is an important way to sweat. Exercise can also strengthen heat adaptation, improve the body’s function of regulating body temperature and prevent heatstroke.

You can choose jogging, Tai Chi, walking, swimming and other less strenuous exercise methods. It is recommended to exercise in the morning or evening to avoid sweating and hurting qi and blood.

04

Do these things

Cool off the summer and get comfortable in the dog days.

If you feel sweaty and lose your appetite in summer, try the heat-relieving method recommended by experts, and you can "naturally cool" without turning on the air conditioner to the maximum.

1. A small amount of water for many times

Drink plenty of water in summer, but be careful not to add a lot of water (more than 500 ml) at a time. It is recommended to drink one or two glasses of water first, and then drink every half hour. The water temperature should not be too hot or too cold.

2. Eat "bitter" appetizers

It is easy to lose appetite when you enter the dog days, so you can eat more bitter food, such as bitter gourd and bitter chrysanthemum. Chinese medicine believes that suffering into the heart can clear the heart fire and is conducive to nourishing the heart in summer. Bitter gourd is cold, and people with poor constitution and deficiency of spleen and stomach should not eat more.

3. Don’t be too greedy

Too cold air conditioning can easily cause a variety of discomfort, so it is best to adjust it to about 26C, or ensure that the temperature difference between indoor and outdoor exceeds 7 C. Let the air conditioner blow upward, avoid blowing directly on the body, and focus on protecting the neck, back, abdomen, waist and knees.

Don’t take a cold shower after sweating profusely. Try to eat as little cold drinks as possible. If you must, it is best to eat between noon and 3 pm.

4. Choose cotton and linen materials for clothes.

The material of clothes will affect the evaporation of sweat. It is recommended to use cotton, linen, silk and other materials that are loose and hygroscopic, or to choose synthetic fiber materials with strong permeability.

5. Go to bed late and get up early

Going to bed late is not advocating staying up late, but working on time according to the characteristics of day and night changes in summer. It is better to fall asleep before 11: 30 in the evening and get up at 6 or 7 in the morning. You can take a nap for 30-60 minutes at noon, which is beneficial to the balance of qi and blood and helps to replenish your physical strength.

Step 6 be calm and cool naturally

In hot and humid weather, people are prone to signs of "emotional heatstroke" such as upset and listlessness. Sitting still, watering flowers, reading, listening to music, etc. are all helpful to relieve irritability.

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Original title: "Recently, many people are" drying their backs ".Do you do this for health in the dog days? The doctor reminded … "

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